▼ 0.50% · 3.625%
HK$4,389
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$139/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,948
+HK$284/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,883
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$133/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,418
+HK$272/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,828
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,978
−HK$152/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$313/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,371
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,515
−HK$146/mo
Today · 4.125%
HK$5,661
baseline
▲ 0.50% · 4.625%
HK$5,959
+HK$298/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$11,322/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$167/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$340/mo
Deposit HK$770K · loan HK$1.15M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$160/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$325/mo
Deposit HK$770K · loan HK$1.15M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$180/mo
Today · 4.125%
HK$6,063
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$369/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,126/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,347
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,518
−HK$172/mo
Today · 4.125%
HK$6,690
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,380/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,144
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,335
−HK$195/mo
Today · 4.125%
HK$6,530
baseline
▲ 0.50% · 4.625%
HK$6,927
+HK$397/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,060/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,836
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,019
−HK$186/mo
Today · 4.125%
HK$7,205
baseline
▲ 0.50% · 4.625%
HK$7,585
+HK$380/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,410/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,583
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,788
−HK$208/mo
Today · 4.125%
HK$6,996
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$426/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,992/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,324
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,520
−HK$199/mo
Today · 4.125%
HK$7,719
baseline
▲ 0.50% · 4.625%
HK$8,126
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,438/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,022
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,241
−HK$221/mo
Today · 4.125%
HK$7,462
baseline
▲ 0.50% · 4.625%
HK$7,917
+HK$455/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,924/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,812
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,022
−HK$212/mo
Today · 4.125%
HK$8,234
baseline
▲ 0.50% · 4.625%
HK$8,668
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,468/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,461
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,693
−HK$236/mo
Today · 4.125%
HK$7,929
baseline
▲ 0.50% · 4.625%
HK$8,411
+HK$482/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,858/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,300
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,523
−HK$226/mo
Today · 4.125%
HK$8,749
baseline
▲ 0.50% · 4.625%
HK$9,210
+HK$461/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,498/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,900
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,146
−HK$249/mo
Today · 4.125%
HK$8,395
baseline
▲ 0.50% · 4.625%
HK$8,906
+HK$511/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,790/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,789
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,024
−HK$239/mo
Today · 4.125%
HK$9,263
baseline
▲ 0.50% · 4.625%
HK$9,752
+HK$489/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,526/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).