▼ 0.50% · 3.625%
HK$5,461
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$173/mo
Today · 4.125%
HK$5,804
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$353/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,608/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$166/mo
Today · 4.125%
HK$6,404
baseline
▲ 0.50% · 4.625%
HK$6,741
+HK$337/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,808/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$190/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$388/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$182/mo
Today · 4.125%
HK$7,044
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$371/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,088/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,553
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,757
−HK$207/mo
Today · 4.125%
HK$6,964
baseline
▲ 0.50% · 4.625%
HK$7,388
+HK$424/mo
Deposit HK$958K · loan HK$1.44M · min. income ≈ HK$13,928/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,290
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,486
−HK$198/mo
Today · 4.125%
HK$7,684
baseline
▲ 0.50% · 4.625%
HK$8,089
+HK$405/mo
Deposit HK$958K · loan HK$1.44M · min. income ≈ HK$15,368/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,099
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,320
−HK$225/mo
Today · 4.125%
HK$7,545
baseline
▲ 0.50% · 4.625%
HK$8,004
+HK$459/mo
Deposit HK$838K · loan HK$1.56M · min. income ≈ HK$15,090/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,898
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,110
−HK$215/mo
Today · 4.125%
HK$8,325
baseline
▲ 0.50% · 4.625%
HK$8,764
+HK$439/mo
Deposit HK$838K · loan HK$1.56M · min. income ≈ HK$16,650/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,646
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,883
−HK$242/mo
Today · 4.125%
HK$8,125
baseline
▲ 0.50% · 4.625%
HK$8,619
+HK$494/mo
Deposit HK$718K · loan HK$1.68M · min. income ≈ HK$16,250/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,506
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,734
−HK$231/mo
Today · 4.125%
HK$8,965
baseline
▲ 0.50% · 4.625%
HK$9,438
+HK$473/mo
Deposit HK$718K · loan HK$1.68M · min. income ≈ HK$17,930/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,192
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,446
−HK$259/mo
Today · 4.125%
HK$8,705
baseline
▲ 0.50% · 4.625%
HK$9,235
+HK$530/mo
Deposit HK$599K · loan HK$1.80M · min. income ≈ HK$17,410/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,113
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,358
−HK$247/mo
Today · 4.125%
HK$9,605
baseline
▲ 0.50% · 4.625%
HK$10,112
+HK$507/mo
Deposit HK$599K · loan HK$1.80M · min. income ≈ HK$19,210/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,738
−HK$548/mo
▼ 0.25% · 3.875%
HK$9,010
−HK$276/mo
Today · 4.125%
HK$9,286
baseline
▲ 0.50% · 4.625%
HK$9,851
+HK$565/mo
Deposit HK$479K · loan HK$1.92M · min. income ≈ HK$18,572/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,721
−HK$525/mo
▼ 0.25% · 3.875%
HK$9,981
−HK$265/mo
Today · 4.125%
HK$10,246
baseline
▲ 0.50% · 4.625%
HK$10,786
+HK$540/mo
Deposit HK$479K · loan HK$1.92M · min. income ≈ HK$20,492/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,284
−HK$582/mo
▼ 0.25% · 3.875%
HK$9,573
−HK$293/mo
Today · 4.125%
HK$9,866
baseline
▲ 0.50% · 4.625%
HK$10,466
+HK$600/mo
Deposit HK$359K · loan HK$2.04M · min. income ≈ HK$19,732/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,328
−HK$558/mo
▼ 0.25% · 3.875%
HK$10,605
−HK$281/mo
Today · 4.125%
HK$10,886
baseline
▲ 0.50% · 4.625%
HK$11,460
+HK$574/mo
Deposit HK$359K · loan HK$2.04M · min. income ≈ HK$21,772/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,830
−HK$616/mo
▼ 0.25% · 3.875%
HK$10,136
−HK$310/mo
Today · 4.125%
HK$10,446
baseline
▲ 0.50% · 4.625%
HK$11,082
+HK$636/mo
Deposit HK$239K · loan HK$2.16M · min. income ≈ HK$20,892/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,936
−HK$591/mo
▼ 0.25% · 3.875%
HK$11,229
−HK$298/mo
Today · 4.125%
HK$11,527
baseline
▲ 0.50% · 4.625%
HK$12,134
+HK$607/mo
Deposit HK$239K · loan HK$2.16M · min. income ≈ HK$23,054/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).