▼ 0.50% · 3.625%
HK$20,021
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,644
−HK$632/mo
Today · 4.125%
HK$21,276
baseline
▲ 0.50% · 4.625%
HK$22,571
+HK$1,295/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,552/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,273
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,870
−HK$606/mo
Today · 4.125%
HK$23,476
baseline
▲ 0.50% · 4.625%
HK$24,714
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,952/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,023
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$696/mo
Today · 4.125%
HK$23,404
baseline
▲ 0.50% · 4.625%
HK$24,828
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,808/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,500
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,157
−HK$667/mo
Today · 4.125%
HK$25,824
baseline
▲ 0.50% · 4.625%
HK$27,185
+HK$1,361/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,648/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,025
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,772
−HK$760/mo
Today · 4.125%
HK$25,532
baseline
▲ 0.50% · 4.625%
HK$27,085
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,064/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,728
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,444
−HK$728/mo
Today · 4.125%
HK$28,172
baseline
▲ 0.50% · 4.625%
HK$29,657
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,344/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,027
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,837
−HK$822/mo
Today · 4.125%
HK$27,659
baseline
▲ 0.50% · 4.625%
HK$29,342
+HK$1,683/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,318/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,731
−HK$788/mo
Today · 4.125%
HK$30,519
baseline
▲ 0.50% · 4.625%
HK$32,128
+HK$1,609/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,038/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,029
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,901
−HK$886/mo
Today · 4.125%
HK$29,787
baseline
▲ 0.50% · 4.625%
HK$31,599
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$59,574/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,182
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,019
−HK$848/mo
Today · 4.125%
HK$32,867
baseline
▲ 0.50% · 4.625%
HK$34,599
+HK$1,732/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$65,734/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,031
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,965
−HK$950/mo
Today · 4.125%
HK$31,915
baseline
▲ 0.50% · 4.625%
HK$33,856
+HK$1,941/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,830/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,410
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,306
−HK$909/mo
Today · 4.125%
HK$35,215
baseline
▲ 0.50% · 4.625%
HK$37,071
+HK$1,856/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,430/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,033
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,030
−HK$1,012/mo
Today · 4.125%
HK$34,042
baseline
▲ 0.50% · 4.625%
HK$36,114
+HK$2,072/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,084/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,637
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,593
−HK$969/mo
Today · 4.125%
HK$37,562
baseline
▲ 0.50% · 4.625%
HK$39,542
+HK$1,980/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,124/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,035
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,094
−HK$1,076/mo
Today · 4.125%
HK$36,170
baseline
▲ 0.50% · 4.625%
HK$38,371
+HK$2,201/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,340/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,864
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,880
−HK$1,030/mo
Today · 4.125%
HK$39,910
baseline
▲ 0.50% · 4.625%
HK$42,014
+HK$2,104/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,820/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,038
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,159
−HK$1,138/mo
Today · 4.125%
HK$38,297
baseline
▲ 0.50% · 4.625%
HK$40,628
+HK$2,331/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,594/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,091
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,167
−HK$1,090/mo
Today · 4.125%
HK$42,257
baseline
▲ 0.50% · 4.625%
HK$44,485
+HK$2,228/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,514/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,403 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).