▼ 0.50% · 3.625%
HK$19,929
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,549
−HK$630/mo
Today · 4.125%
HK$21,179
baseline
▲ 0.50% · 4.625%
HK$22,467
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,358/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,171
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,765
−HK$604/mo
Today · 4.125%
HK$23,369
baseline
▲ 0.50% · 4.625%
HK$24,600
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,738/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,922
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,604
−HK$692/mo
Today · 4.125%
HK$23,296
baseline
▲ 0.50% · 4.625%
HK$24,714
+HK$1,418/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$46,592/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,388
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,042
−HK$663/mo
Today · 4.125%
HK$25,705
baseline
▲ 0.50% · 4.625%
HK$27,060
+HK$1,355/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$51,410/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,659
−HK$755/mo
Today · 4.125%
HK$25,414
baseline
▲ 0.50% · 4.625%
HK$26,961
+HK$1,547/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$50,828/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,605
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,318
−HK$724/mo
Today · 4.125%
HK$28,042
baseline
▲ 0.50% · 4.625%
HK$29,520
+HK$1,478/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$56,084/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,908
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,713
−HK$819/mo
Today · 4.125%
HK$27,532
baseline
▲ 0.50% · 4.625%
HK$29,207
+HK$1,675/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,064/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,822
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,595
−HK$784/mo
Today · 4.125%
HK$30,379
baseline
▲ 0.50% · 4.625%
HK$31,980
+HK$1,601/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,758/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,900
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,768
−HK$882/mo
Today · 4.125%
HK$29,650
baseline
▲ 0.50% · 4.625%
HK$31,454
+HK$1,804/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,300/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,039
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,871
−HK$845/mo
Today · 4.125%
HK$32,716
baseline
▲ 0.50% · 4.625%
HK$34,440
+HK$1,724/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,432/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,893
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,823
−HK$945/mo
Today · 4.125%
HK$31,768
baseline
▲ 0.50% · 4.625%
HK$33,701
+HK$1,933/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,536/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,256
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,148
−HK$905/mo
Today · 4.125%
HK$35,053
baseline
▲ 0.50% · 4.625%
HK$36,900
+HK$1,847/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,106/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,886
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,878
−HK$1,008/mo
Today · 4.125%
HK$33,886
baseline
▲ 0.50% · 4.625%
HK$35,948
+HK$2,062/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,772/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,473
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,424
−HK$966/mo
Today · 4.125%
HK$37,390
baseline
▲ 0.50% · 4.625%
HK$39,360
+HK$1,970/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,780/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,879
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,933
−HK$1,071/mo
Today · 4.125%
HK$36,004
baseline
▲ 0.50% · 4.625%
HK$38,194
+HK$2,190/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$72,008/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,690
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,701
−HK$1,025/mo
Today · 4.125%
HK$39,726
baseline
▲ 0.50% · 4.625%
HK$41,820
+HK$2,094/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,452/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,872
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,988
−HK$1,133/mo
Today · 4.125%
HK$38,121
baseline
▲ 0.50% · 4.625%
HK$40,441
+HK$2,320/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$76,242/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,907
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,978
−HK$1,085/mo
Today · 4.125%
HK$42,063
baseline
▲ 0.50% · 4.625%
HK$44,281
+HK$2,218/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$84,126/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,193 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).