▼ 0.50% · 3.625%
HK$20,382
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,016
−HK$644/mo
Today · 4.125%
HK$21,660
baseline
▲ 0.50% · 4.625%
HK$22,978
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,320/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,675
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,283
−HK$617/mo
Today · 4.125%
HK$23,900
baseline
▲ 0.50% · 4.625%
HK$25,160
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,800/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,420
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,118
−HK$708/mo
Today · 4.125%
HK$23,826
baseline
▲ 0.50% · 4.625%
HK$25,276
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,652/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,942
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,611
−HK$679/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,676
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,458
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$773/mo
Today · 4.125%
HK$25,992
baseline
▲ 0.50% · 4.625%
HK$27,574
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$51,984/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,210
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,939
−HK$741/mo
Today · 4.125%
HK$28,680
baseline
▲ 0.50% · 4.625%
HK$30,191
+HK$1,511/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$57,360/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,497
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$837/mo
Today · 4.125%
HK$28,158
baseline
▲ 0.50% · 4.625%
HK$29,871
+HK$1,713/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,316/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,477
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,268
−HK$802/mo
Today · 4.125%
HK$31,070
baseline
▲ 0.50% · 4.625%
HK$32,707
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,140/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,535
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,422
−HK$902/mo
Today · 4.125%
HK$30,324
baseline
▲ 0.50% · 4.625%
HK$32,169
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,648/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,745
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,596
−HK$864/mo
Today · 4.125%
HK$33,460
baseline
▲ 0.50% · 4.625%
HK$35,223
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,920/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,573
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,524
−HK$966/mo
Today · 4.125%
HK$32,490
baseline
▲ 0.50% · 4.625%
HK$34,467
+HK$1,977/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,980/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,012
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,924
−HK$926/mo
Today · 4.125%
HK$35,850
baseline
▲ 0.50% · 4.625%
HK$37,739
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,700/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,611
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,626
−HK$1,030/mo
Today · 4.125%
HK$34,656
baseline
▲ 0.50% · 4.625%
HK$36,765
+HK$2,109/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,312/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,280
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,253
−HK$987/mo
Today · 4.125%
HK$38,240
baseline
▲ 0.50% · 4.625%
HK$40,255
+HK$2,015/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,480/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,649
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,727
−HK$1,095/mo
Today · 4.125%
HK$36,822
baseline
▲ 0.50% · 4.625%
HK$39,063
+HK$2,241/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,644/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,547
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,581
−HK$1,049/mo
Today · 4.125%
HK$40,630
baseline
▲ 0.50% · 4.625%
HK$42,771
+HK$2,141/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,260/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,688
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,829
−HK$1,159/mo
Today · 4.125%
HK$38,988
baseline
▲ 0.50% · 4.625%
HK$41,361
+HK$2,373/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$77,976/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,815
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,909
−HK$1,111/mo
Today · 4.125%
HK$43,020
baseline
▲ 0.50% · 4.625%
HK$45,287
+HK$2,267/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$86,040/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,154 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).