▼ 0.50% · 3.625%
HK$20,029
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,652
−HK$633/mo
Today · 4.125%
HK$21,285
baseline
▲ 0.50% · 4.625%
HK$22,581
+HK$1,296/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,570/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,283
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,880
−HK$606/mo
Today · 4.125%
HK$23,486
baseline
▲ 0.50% · 4.625%
HK$24,724
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,972/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,032
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,718
−HK$696/mo
Today · 4.125%
HK$23,414
baseline
▲ 0.50% · 4.625%
HK$24,839
+HK$1,425/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,828/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,511
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,168
−HK$667/mo
Today · 4.125%
HK$25,835
baseline
▲ 0.50% · 4.625%
HK$27,197
+HK$1,362/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,670/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,035
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,783
−HK$759/mo
Today · 4.125%
HK$25,542
baseline
▲ 0.50% · 4.625%
HK$27,097
+HK$1,555/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,084/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,739
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,456
−HK$728/mo
Today · 4.125%
HK$28,184
baseline
▲ 0.50% · 4.625%
HK$29,669
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,368/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,038
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,848
−HK$823/mo
Today · 4.125%
HK$27,671
baseline
▲ 0.50% · 4.625%
HK$29,355
+HK$1,684/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,342/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,967
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,744
−HK$788/mo
Today · 4.125%
HK$30,532
baseline
▲ 0.50% · 4.625%
HK$32,142
+HK$1,610/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,064/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,041
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,913
−HK$887/mo
Today · 4.125%
HK$29,800
baseline
▲ 0.50% · 4.625%
HK$31,613
+HK$1,813/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,600/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,196
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,032
−HK$849/mo
Today · 4.125%
HK$32,881
baseline
▲ 0.50% · 4.625%
HK$34,614
+HK$1,733/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,762/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,044
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,979
−HK$949/mo
Today · 4.125%
HK$31,928
baseline
▲ 0.50% · 4.625%
HK$33,871
+HK$1,943/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,856/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,424
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,320
−HK$910/mo
Today · 4.125%
HK$35,230
baseline
▲ 0.50% · 4.625%
HK$37,087
+HK$1,857/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,460/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,047
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,044
−HK$1,013/mo
Today · 4.125%
HK$34,057
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$2,072/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,114/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,652
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,608
−HK$970/mo
Today · 4.125%
HK$37,578
baseline
▲ 0.50% · 4.625%
HK$39,559
+HK$1,981/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,156/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,050
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,109
−HK$1,076/mo
Today · 4.125%
HK$36,185
baseline
▲ 0.50% · 4.625%
HK$38,387
+HK$2,202/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,370/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,880
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,896
−HK$1,031/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,031
+HK$2,104/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,053
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$1,140/mo
Today · 4.125%
HK$38,314
baseline
▲ 0.50% · 4.625%
HK$40,645
+HK$2,331/mo
Deposit HK$878K · loan HK$7.91M · min. income ≈ HK$76,628/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,109
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,184
−HK$1,091/mo
Today · 4.125%
HK$42,275
baseline
▲ 0.50% · 4.625%
HK$44,504
+HK$2,229/mo
Deposit HK$878K · loan HK$7.91M · min. income ≈ HK$84,550/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,516 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).