▼ 0.50% · 3.625%
HK$20,391
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,025
−HK$645/mo
Today · 4.125%
HK$21,670
baseline
▲ 0.50% · 4.625%
HK$22,988
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,340/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,685
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,293
−HK$617/mo
Today · 4.125%
HK$23,910
baseline
▲ 0.50% · 4.625%
HK$25,171
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,820/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,430
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,128
−HK$708/mo
Today · 4.125%
HK$23,836
baseline
▲ 0.50% · 4.625%
HK$25,287
+HK$1,451/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,672/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,953
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,622
−HK$679/mo
Today · 4.125%
HK$26,301
baseline
▲ 0.50% · 4.625%
HK$27,688
+HK$1,387/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,602/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,469
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,230
−HK$773/mo
Today · 4.125%
HK$26,003
baseline
▲ 0.50% · 4.625%
HK$27,586
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,006/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,222
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,952
−HK$740/mo
Today · 4.125%
HK$28,692
baseline
▲ 0.50% · 4.625%
HK$30,205
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,384/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,508
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,333
−HK$837/mo
Today · 4.125%
HK$28,170
baseline
▲ 0.50% · 4.625%
HK$29,884
+HK$1,714/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,340/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,490
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,281
−HK$802/mo
Today · 4.125%
HK$31,083
baseline
▲ 0.50% · 4.625%
HK$32,722
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,166/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,547
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,435
−HK$902/mo
Today · 4.125%
HK$30,337
baseline
▲ 0.50% · 4.625%
HK$32,183
+HK$1,846/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,674/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,758
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,610
−HK$864/mo
Today · 4.125%
HK$33,474
baseline
▲ 0.50% · 4.625%
HK$35,239
+HK$1,765/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,948/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,586
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$966/mo
Today · 4.125%
HK$32,504
baseline
▲ 0.50% · 4.625%
HK$34,482
+HK$1,978/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,008/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,027
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,939
−HK$926/mo
Today · 4.125%
HK$35,865
baseline
▲ 0.50% · 4.625%
HK$37,756
+HK$1,891/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,730/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,625
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,640
−HK$1,031/mo
Today · 4.125%
HK$34,671
baseline
▲ 0.50% · 4.625%
HK$36,781
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,342/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,295
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,269
−HK$987/mo
Today · 4.125%
HK$38,256
baseline
▲ 0.50% · 4.625%
HK$40,273
+HK$2,017/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,512/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,664
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$1,095/mo
Today · 4.125%
HK$36,838
baseline
▲ 0.50% · 4.625%
HK$39,080
+HK$2,242/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,676/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,564
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,598
−HK$1,049/mo
Today · 4.125%
HK$40,647
baseline
▲ 0.50% · 4.625%
HK$42,790
+HK$2,143/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,294/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,704
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,845
−HK$1,160/mo
Today · 4.125%
HK$39,005
baseline
▲ 0.50% · 4.625%
HK$41,379
+HK$2,374/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$78,010/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,832
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,927
−HK$1,111/mo
Today · 4.125%
HK$43,038
baseline
▲ 0.50% · 4.625%
HK$45,307
+HK$2,269/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,076/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,271 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).