▼ 0.50% · 3.625%
HK$20,524
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,162
−HK$649/mo
Today · 4.125%
HK$21,811
baseline
▲ 0.50% · 4.625%
HK$23,138
+HK$1,327/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,622/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,832
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,445
−HK$621/mo
Today · 4.125%
HK$24,066
baseline
▲ 0.50% · 4.625%
HK$25,334
+HK$1,268/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,132/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,576
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$714/mo
Today · 4.125%
HK$23,992
baseline
▲ 0.50% · 4.625%
HK$25,452
+HK$1,460/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,984/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,116
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,789
−HK$684/mo
Today · 4.125%
HK$26,473
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,395/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,946/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,628
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,394
−HK$779/mo
Today · 4.125%
HK$26,173
baseline
▲ 0.50% · 4.625%
HK$27,765
+HK$1,592/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,346/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,399
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,134
−HK$745/mo
Today · 4.125%
HK$28,879
baseline
▲ 0.50% · 4.625%
HK$30,401
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,758/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,681
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,511
−HK$843/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$30,079
+HK$1,725/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,682
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$808/mo
Today · 4.125%
HK$31,286
baseline
▲ 0.50% · 4.625%
HK$32,935
+HK$1,649/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,572/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$908/mo
Today · 4.125%
HK$30,535
baseline
▲ 0.50% · 4.625%
HK$32,393
+HK$1,858/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,070/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,965
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,823
−HK$869/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,468
+HK$1,776/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,785
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,743
−HK$973/mo
Today · 4.125%
HK$32,716
baseline
▲ 0.50% · 4.625%
HK$34,707
+HK$1,991/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,432/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,249
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,167
−HK$932/mo
Today · 4.125%
HK$36,099
baseline
▲ 0.50% · 4.625%
HK$38,002
+HK$1,903/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,198/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,838
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,859
−HK$1,038/mo
Today · 4.125%
HK$34,897
baseline
▲ 0.50% · 4.625%
HK$37,020
+HK$2,123/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,794/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,532
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,512
−HK$993/mo
Today · 4.125%
HK$38,505
baseline
▲ 0.50% · 4.625%
HK$40,535
+HK$2,030/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$77,010/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,890
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,975
−HK$1,103/mo
Today · 4.125%
HK$37,078
baseline
▲ 0.50% · 4.625%
HK$39,334
+HK$2,256/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,156/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,815
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,856
−HK$1,056/mo
Today · 4.125%
HK$40,912
baseline
▲ 0.50% · 4.625%
HK$43,069
+HK$2,157/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,824/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,943
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,092
−HK$1,167/mo
Today · 4.125%
HK$39,259
baseline
▲ 0.50% · 4.625%
HK$41,648
+HK$2,389/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,518/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,098
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,200
−HK$1,119/mo
Today · 4.125%
HK$43,319
baseline
▲ 0.50% · 4.625%
HK$45,602
+HK$2,283/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,638/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,060 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).