▼ 0.50% · 3.625%
HK$19,155
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,751
−HK$605/mo
Today · 4.125%
HK$20,356
baseline
▲ 0.50% · 4.625%
HK$21,594
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,712/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,309
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,881
−HK$580/mo
Today · 4.125%
HK$22,461
baseline
▲ 0.50% · 4.625%
HK$23,645
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,922/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,070
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,726
−HK$665/mo
Today · 4.125%
HK$22,391
baseline
▲ 0.50% · 4.625%
HK$23,754
+HK$1,363/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,782/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,440
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,069
−HK$638/mo
Today · 4.125%
HK$24,707
baseline
▲ 0.50% · 4.625%
HK$26,009
+HK$1,302/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,414/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,986
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,701
−HK$726/mo
Today · 4.125%
HK$24,427
baseline
▲ 0.50% · 4.625%
HK$25,913
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,854/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,571
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,257
−HK$696/mo
Today · 4.125%
HK$26,953
baseline
▲ 0.50% · 4.625%
HK$28,374
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,906/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,901
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,676
−HK$787/mo
Today · 4.125%
HK$26,463
baseline
▲ 0.50% · 4.625%
HK$28,073
+HK$1,610/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,926/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,702
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,445
−HK$754/mo
Today · 4.125%
HK$29,199
baseline
▲ 0.50% · 4.625%
HK$30,738
+HK$1,539/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,398/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,817
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,651
−HK$847/mo
Today · 4.125%
HK$28,498
baseline
▲ 0.50% · 4.625%
HK$30,232
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,996/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,833
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,633
−HK$812/mo
Today · 4.125%
HK$31,445
baseline
▲ 0.50% · 4.625%
HK$33,102
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,890/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,732
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,626
−HK$908/mo
Today · 4.125%
HK$30,534
baseline
▲ 0.50% · 4.625%
HK$32,392
+HK$1,858/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,068/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,964
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,821
−HK$870/mo
Today · 4.125%
HK$33,691
baseline
▲ 0.50% · 4.625%
HK$35,467
+HK$1,776/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,382/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,648
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,601
−HK$968/mo
Today · 4.125%
HK$32,569
baseline
▲ 0.50% · 4.625%
HK$34,551
+HK$1,982/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,138/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,095
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,009
−HK$928/mo
Today · 4.125%
HK$35,937
baseline
▲ 0.50% · 4.625%
HK$37,831
+HK$1,894/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,874/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,563
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,576
−HK$1,029/mo
Today · 4.125%
HK$34,605
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$2,106/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,210/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,226
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,198
−HK$985/mo
Today · 4.125%
HK$38,183
baseline
▲ 0.50% · 4.625%
HK$40,196
+HK$2,013/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,366/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,478
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,551
−HK$1,090/mo
Today · 4.125%
HK$36,641
baseline
▲ 0.50% · 4.625%
HK$38,870
+HK$2,229/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,282/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,357
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,386
−HK$1,043/mo
Today · 4.125%
HK$40,429
baseline
▲ 0.50% · 4.625%
HK$42,560
+HK$2,131/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,858/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,008 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).