▼ 0.50% · 3.625%
HK$16,634
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,152
−HK$526/mo
Today · 4.125%
HK$17,678
baseline
▲ 0.50% · 4.625%
HK$18,753
+HK$1,075/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,356/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,506
−HK$999/mo
▼ 0.25% · 3.875%
HK$19,002
−HK$503/mo
Today · 4.125%
HK$19,505
baseline
▲ 0.50% · 4.625%
HK$20,534
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,010/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,298
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,867
−HK$578/mo
Today · 4.125%
HK$19,445
baseline
▲ 0.50% · 4.625%
HK$20,629
+HK$1,184/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,890/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,356
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,902
−HK$554/mo
Today · 4.125%
HK$21,456
baseline
▲ 0.50% · 4.625%
HK$22,587
+HK$1,131/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,912/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,961
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,582
−HK$631/mo
Today · 4.125%
HK$21,213
baseline
▲ 0.50% · 4.625%
HK$22,504
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,426/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,207
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,802
−HK$605/mo
Today · 4.125%
HK$23,407
baseline
▲ 0.50% · 4.625%
HK$24,640
+HK$1,233/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,814/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,297
−HK$684/mo
Today · 4.125%
HK$22,981
baseline
▲ 0.50% · 4.625%
HK$24,379
+HK$1,398/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,962/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,057
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,703
−HK$654/mo
Today · 4.125%
HK$25,357
baseline
▲ 0.50% · 4.625%
HK$26,694
+HK$1,337/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,714/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,288
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,013
−HK$736/mo
Today · 4.125%
HK$24,749
baseline
▲ 0.50% · 4.625%
HK$26,254
+HK$1,505/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,498/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,908
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,603
−HK$705/mo
Today · 4.125%
HK$27,308
baseline
▲ 0.50% · 4.625%
HK$28,747
+HK$1,439/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,616/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,952
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,728
−HK$788/mo
Today · 4.125%
HK$26,516
baseline
▲ 0.50% · 4.625%
HK$28,130
+HK$1,614/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,032/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,758
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,503
−HK$755/mo
Today · 4.125%
HK$29,258
baseline
▲ 0.50% · 4.625%
HK$30,800
+HK$1,542/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,516/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,615
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,443
−HK$841/mo
Today · 4.125%
HK$28,284
baseline
▲ 0.50% · 4.625%
HK$30,005
+HK$1,721/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,568/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,609
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,403
−HK$806/mo
Today · 4.125%
HK$31,209
baseline
▲ 0.50% · 4.625%
HK$32,854
+HK$1,645/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,418/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,279
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,158
−HK$894/mo
Today · 4.125%
HK$30,052
baseline
▲ 0.50% · 4.625%
HK$31,880
+HK$1,828/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,104/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,460
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$856/mo
Today · 4.125%
HK$33,159
baseline
▲ 0.50% · 4.625%
HK$34,907
+HK$1,748/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,318/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,942
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,873
−HK$947/mo
Today · 4.125%
HK$31,820
baseline
▲ 0.50% · 4.625%
HK$33,756
+HK$1,936/mo
Deposit HK$729K · loan HK$6.57M · min. income ≈ HK$63,640/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,310
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,204
−HK$906/mo
Today · 4.125%
HK$35,110
baseline
▲ 0.50% · 4.625%
HK$36,961
+HK$1,851/mo
Deposit HK$729K · loan HK$6.57M · min. income ≈ HK$70,220/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,850 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).