▼ 0.50% · 3.625%
HK$19,562
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,170
−HK$618/mo
Today · 4.125%
HK$20,788
baseline
▲ 0.50% · 4.625%
HK$22,053
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,576/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,762
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,346
−HK$592/mo
Today · 4.125%
HK$22,938
baseline
▲ 0.50% · 4.625%
HK$24,147
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,876/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,518
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,187
−HK$680/mo
Today · 4.125%
HK$22,867
baseline
▲ 0.50% · 4.625%
HK$24,259
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,734/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,938
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,580
−HK$652/mo
Today · 4.125%
HK$25,232
baseline
▲ 0.50% · 4.625%
HK$26,562
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,464/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,474
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,204
−HK$742/mo
Today · 4.125%
HK$24,946
baseline
▲ 0.50% · 4.625%
HK$26,464
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,892/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,115
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,815
−HK$710/mo
Today · 4.125%
HK$27,525
baseline
▲ 0.50% · 4.625%
HK$28,976
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,050/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,430
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,221
−HK$804/mo
Today · 4.125%
HK$27,025
baseline
▲ 0.50% · 4.625%
HK$28,669
+HK$1,644/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,050/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,291
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,050
−HK$769/mo
Today · 4.125%
HK$29,819
baseline
▲ 0.50% · 4.625%
HK$31,391
+HK$1,572/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,638/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,386
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$866/mo
Today · 4.125%
HK$29,104
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,771/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$58,208/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,467
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$829/mo
Today · 4.125%
HK$32,113
baseline
▲ 0.50% · 4.625%
HK$33,806
+HK$1,693/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$64,226/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,342
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,255
−HK$928/mo
Today · 4.125%
HK$31,183
baseline
▲ 0.50% · 4.625%
HK$33,080
+HK$1,897/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,366/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,643
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,519
−HK$888/mo
Today · 4.125%
HK$34,407
baseline
▲ 0.50% · 4.625%
HK$36,220
+HK$1,813/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,814/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,299
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,272
−HK$989/mo
Today · 4.125%
HK$33,261
baseline
▲ 0.50% · 4.625%
HK$35,285
+HK$2,024/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,522/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,819
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,753
−HK$948/mo
Today · 4.125%
HK$36,701
baseline
▲ 0.50% · 4.625%
HK$38,635
+HK$1,934/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,402/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,255
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$1,051/mo
Today · 4.125%
HK$35,340
baseline
▲ 0.50% · 4.625%
HK$37,491
+HK$2,151/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,680/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,996
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,988
−HK$1,006/mo
Today · 4.125%
HK$38,994
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,056/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,988/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,211
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,306
−HK$1,113/mo
Today · 4.125%
HK$37,419
baseline
▲ 0.50% · 4.625%
HK$39,696
+HK$2,277/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,838/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,172
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,222
−HK$1,066/mo
Today · 4.125%
HK$41,288
baseline
▲ 0.50% · 4.625%
HK$43,465
+HK$2,177/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,576/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,362 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).