▼ 0.50% · 3.625%
HK$16,394
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,904
−HK$518/mo
Today · 4.125%
HK$17,422
baseline
▲ 0.50% · 4.625%
HK$18,482
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,844/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,238
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,727
−HK$496/mo
Today · 4.125%
HK$19,223
baseline
▲ 0.50% · 4.625%
HK$20,236
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,446/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,033
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,594
−HK$570/mo
Today · 4.125%
HK$19,164
baseline
▲ 0.50% · 4.625%
HK$20,330
+HK$1,166/mo
Deposit HK$3.24M · loan HK$3.95M · min. income ≈ HK$38,328/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,062
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,600
−HK$545/mo
Today · 4.125%
HK$21,145
baseline
▲ 0.50% · 4.625%
HK$22,260
+HK$1,115/mo
Deposit HK$3.24M · loan HK$3.95M · min. income ≈ HK$42,290/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,672
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,284
−HK$622/mo
Today · 4.125%
HK$20,906
baseline
▲ 0.50% · 4.625%
HK$22,178
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$41,812/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,885
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,472
−HK$596/mo
Today · 4.125%
HK$23,068
baseline
▲ 0.50% · 4.625%
HK$24,284
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$46,136/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,312
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,975
−HK$673/mo
Today · 4.125%
HK$22,648
baseline
▲ 0.50% · 4.625%
HK$24,026
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,296/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,709
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,345
−HK$645/mo
Today · 4.125%
HK$24,990
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,317/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,980/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,951
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,665
−HK$725/mo
Today · 4.125%
HK$24,390
baseline
▲ 0.50% · 4.625%
HK$25,874
+HK$1,484/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,780/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,533
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,218
−HK$694/mo
Today · 4.125%
HK$26,912
baseline
▲ 0.50% · 4.625%
HK$28,331
+HK$1,419/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,824/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,590
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,355
−HK$778/mo
Today · 4.125%
HK$26,133
baseline
▲ 0.50% · 4.625%
HK$27,723
+HK$1,590/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,266/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,357
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,090
−HK$745/mo
Today · 4.125%
HK$28,835
baseline
▲ 0.50% · 4.625%
HK$30,355
+HK$1,520/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,670/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,230
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,046
−HK$829/mo
Today · 4.125%
HK$27,875
baseline
▲ 0.50% · 4.625%
HK$29,571
+HK$1,696/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,750/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,180
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,963
−HK$794/mo
Today · 4.125%
HK$30,757
baseline
▲ 0.50% · 4.625%
HK$32,378
+HK$1,621/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,514/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,869
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,736
−HK$881/mo
Today · 4.125%
HK$29,617
baseline
▲ 0.50% · 4.625%
HK$31,419
+HK$1,802/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,234/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,004
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,836
−HK$843/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,402
+HK$1,723/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,509
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,426
−HK$933/mo
Today · 4.125%
HK$31,359
baseline
▲ 0.50% · 4.625%
HK$33,267
+HK$1,908/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,718/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,828
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,708
−HK$894/mo
Today · 4.125%
HK$34,602
baseline
▲ 0.50% · 4.625%
HK$36,425
+HK$1,823/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,204/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,682 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).