▼ 0.50% · 3.625%
HK$18,585
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,163
−HK$587/mo
Today · 4.125%
HK$19,750
baseline
▲ 0.50% · 4.625%
HK$20,952
+HK$1,202/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,500/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,230
−HK$562/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$22,941
+HK$1,149/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,443
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,079
−HK$646/mo
Today · 4.125%
HK$21,725
baseline
▲ 0.50% · 4.625%
HK$23,047
+HK$1,322/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,450/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,743
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,353
−HK$619/mo
Today · 4.125%
HK$23,972
baseline
▲ 0.50% · 4.625%
HK$25,235
+HK$1,263/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,944/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,302
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,995
−HK$705/mo
Today · 4.125%
HK$23,700
baseline
▲ 0.50% · 4.625%
HK$25,142
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,400/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,810
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,476
−HK$675/mo
Today · 4.125%
HK$26,151
baseline
▲ 0.50% · 4.625%
HK$27,529
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,302/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,160
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,912
−HK$763/mo
Today · 4.125%
HK$25,675
baseline
▲ 0.50% · 4.625%
HK$27,237
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,350/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,878
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,599
−HK$731/mo
Today · 4.125%
HK$28,330
baseline
▲ 0.50% · 4.625%
HK$29,823
+HK$1,493/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,660/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,019
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,828
−HK$822/mo
Today · 4.125%
HK$27,650
baseline
▲ 0.50% · 4.625%
HK$29,333
+HK$1,683/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,300/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,945
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,722
−HK$787/mo
Today · 4.125%
HK$30,509
baseline
▲ 0.50% · 4.625%
HK$32,117
+HK$1,608/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,018/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,877
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,744
−HK$881/mo
Today · 4.125%
HK$29,625
baseline
▲ 0.50% · 4.625%
HK$31,428
+HK$1,803/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,250/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,013
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,845
−HK$844/mo
Today · 4.125%
HK$32,689
baseline
▲ 0.50% · 4.625%
HK$34,412
+HK$1,723/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,378/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,736
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,661
−HK$939/mo
Today · 4.125%
HK$31,600
baseline
▲ 0.50% · 4.625%
HK$33,523
+HK$1,923/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,200/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,081
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,968
−HK$900/mo
Today · 4.125%
HK$34,868
baseline
▲ 0.50% · 4.625%
HK$36,706
+HK$1,838/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,736/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,577
−HK$998/mo
Today · 4.125%
HK$33,575
baseline
▲ 0.50% · 4.625%
HK$35,618
+HK$2,043/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,150/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,091
−HK$956/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$39,000
+HK$1,953/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,453
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,493
−HK$1,057/mo
Today · 4.125%
HK$35,550
baseline
▲ 0.50% · 4.625%
HK$37,713
+HK$2,163/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$71,100/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,216
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,214
−HK$1,012/mo
Today · 4.125%
HK$39,226
baseline
▲ 0.50% · 4.625%
HK$41,294
+HK$2,068/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$78,452/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,509 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).