▼ 0.50% · 3.625%
HK$19,312
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,913
−HK$611/mo
Today · 4.125%
HK$20,524
baseline
▲ 0.50% · 4.625%
HK$21,772
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,048/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,485
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,061
−HK$585/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$23,839
+HK$1,193/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,292/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,244
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,905
−HK$671/mo
Today · 4.125%
HK$22,576
baseline
▲ 0.50% · 4.625%
HK$23,950
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,152/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,633
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,267
−HK$643/mo
Today · 4.125%
HK$24,910
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,820/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,175
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,896
−HK$732/mo
Today · 4.125%
HK$24,628
baseline
▲ 0.50% · 4.625%
HK$26,127
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,256/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,782
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,473
−HK$702/mo
Today · 4.125%
HK$27,175
baseline
▲ 0.50% · 4.625%
HK$28,607
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,350/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,106
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$794/mo
Today · 4.125%
HK$26,681
baseline
▲ 0.50% · 4.625%
HK$28,304
+HK$1,623/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$53,362/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,680
−HK$759/mo
Today · 4.125%
HK$29,439
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,552/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$58,878/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$854/mo
Today · 4.125%
HK$28,733
baseline
▲ 0.50% · 4.625%
HK$30,481
+HK$1,748/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,466/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,079
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,886
−HK$818/mo
Today · 4.125%
HK$31,704
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,671/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,408/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,969
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$915/mo
Today · 4.125%
HK$30,785
baseline
▲ 0.50% · 4.625%
HK$32,659
+HK$1,874/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,570/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,227
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,092
−HK$877/mo
Today · 4.125%
HK$33,969
baseline
▲ 0.50% · 4.625%
HK$35,759
+HK$1,790/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,938/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,900
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,861
−HK$977/mo
Today · 4.125%
HK$32,838
baseline
▲ 0.50% · 4.625%
HK$34,836
+HK$1,998/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,676/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,376
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,298
−HK$935/mo
Today · 4.125%
HK$36,233
baseline
▲ 0.50% · 4.625%
HK$38,143
+HK$1,910/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,466/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,831
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,852
−HK$1,038/mo
Today · 4.125%
HK$34,890
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$2,123/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,524
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$994/mo
Today · 4.125%
HK$38,498
baseline
▲ 0.50% · 4.625%
HK$40,527
+HK$2,029/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$76,996/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,762
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,844
−HK$1,098/mo
Today · 4.125%
HK$36,942
baseline
▲ 0.50% · 4.625%
HK$39,190
+HK$2,248/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,884/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,673
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,710
−HK$1,052/mo
Today · 4.125%
HK$40,762
baseline
▲ 0.50% · 4.625%
HK$42,911
+HK$2,149/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,524/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,084 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).