▼ 0.50% · 3.625%
HK$16,641
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,159
−HK$526/mo
Today · 4.125%
HK$17,685
baseline
▲ 0.50% · 4.625%
HK$18,761
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,370/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,513
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,010
−HK$503/mo
Today · 4.125%
HK$19,513
baseline
▲ 0.50% · 4.625%
HK$20,542
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,026/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,305
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,875
−HK$578/mo
Today · 4.125%
HK$19,453
baseline
▲ 0.50% · 4.625%
HK$20,637
+HK$1,184/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,906/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,364
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,910
−HK$555/mo
Today · 4.125%
HK$21,465
baseline
▲ 0.50% · 4.625%
HK$22,596
+HK$1,131/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,930/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,969
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,590
−HK$632/mo
Today · 4.125%
HK$21,222
baseline
▲ 0.50% · 4.625%
HK$22,513
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,444/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,216
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,811
−HK$605/mo
Today · 4.125%
HK$23,416
baseline
▲ 0.50% · 4.625%
HK$24,650
+HK$1,234/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,832/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,633
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,306
−HK$684/mo
Today · 4.125%
HK$22,990
baseline
▲ 0.50% · 4.625%
HK$24,389
+HK$1,399/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,980/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,712
−HK$655/mo
Today · 4.125%
HK$25,367
baseline
▲ 0.50% · 4.625%
HK$26,704
+HK$1,337/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,734/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,297
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,022
−HK$736/mo
Today · 4.125%
HK$24,758
baseline
▲ 0.50% · 4.625%
HK$26,265
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,516/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,918
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,613
−HK$705/mo
Today · 4.125%
HK$27,318
baseline
▲ 0.50% · 4.625%
HK$28,758
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,636/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,962
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,738
−HK$789/mo
Today · 4.125%
HK$26,527
baseline
▲ 0.50% · 4.625%
HK$28,141
+HK$1,614/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,054/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,770
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,514
−HK$756/mo
Today · 4.125%
HK$29,270
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,543/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,540/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,626
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,454
−HK$841/mo
Today · 4.125%
HK$28,295
baseline
▲ 0.50% · 4.625%
HK$30,017
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,590/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,621
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$806/mo
Today · 4.125%
HK$31,221
baseline
▲ 0.50% · 4.625%
HK$32,867
+HK$1,646/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,442/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,290
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,170
−HK$894/mo
Today · 4.125%
HK$30,064
baseline
▲ 0.50% · 4.625%
HK$31,893
+HK$1,829/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,128/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,472
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$856/mo
Today · 4.125%
HK$33,172
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$1,749/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,344/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,954
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,886
−HK$946/mo
Today · 4.125%
HK$31,832
baseline
▲ 0.50% · 4.625%
HK$33,769
+HK$1,937/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,664/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,323
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,217
−HK$907/mo
Today · 4.125%
HK$35,124
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$1,851/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,248/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$218,937 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).