▼ 0.50% · 3.625%
HK$18,944
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,533
−HK$599/mo
Today · 4.125%
HK$20,132
baseline
▲ 0.50% · 4.625%
HK$21,357
+HK$1,225/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,264/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,075
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,640
−HK$574/mo
Today · 4.125%
HK$22,214
baseline
▲ 0.50% · 4.625%
HK$23,385
+HK$1,171/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,428/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,839
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,487
−HK$658/mo
Today · 4.125%
HK$22,145
baseline
▲ 0.50% · 4.625%
HK$23,493
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,290/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,183
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,804
−HK$631/mo
Today · 4.125%
HK$24,435
baseline
▲ 0.50% · 4.625%
HK$25,723
+HK$1,288/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,870/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,733
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,440
−HK$719/mo
Today · 4.125%
HK$24,159
baseline
▲ 0.50% · 4.625%
HK$25,629
+HK$1,470/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,318/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,290
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,969
−HK$688/mo
Today · 4.125%
HK$26,657
baseline
▲ 0.50% · 4.625%
HK$28,062
+HK$1,405/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,314/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,627
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,393
−HK$779/mo
Today · 4.125%
HK$26,172
baseline
▲ 0.50% · 4.625%
HK$27,764
+HK$1,592/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,344/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,398
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,133
−HK$745/mo
Today · 4.125%
HK$28,878
baseline
▲ 0.50% · 4.625%
HK$30,400
+HK$1,522/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,756/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,522
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,347
−HK$838/mo
Today · 4.125%
HK$28,185
baseline
▲ 0.50% · 4.625%
HK$29,900
+HK$1,715/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,370/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,505
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,297
−HK$802/mo
Today · 4.125%
HK$31,099
baseline
▲ 0.50% · 4.625%
HK$32,739
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,198/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,416
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,300
−HK$898/mo
Today · 4.125%
HK$30,198
baseline
▲ 0.50% · 4.625%
HK$32,036
+HK$1,838/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,396/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,613
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,461
−HK$860/mo
Today · 4.125%
HK$33,321
baseline
▲ 0.50% · 4.625%
HK$35,077
+HK$1,756/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,642/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,311
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,254
−HK$957/mo
Today · 4.125%
HK$32,211
baseline
▲ 0.50% · 4.625%
HK$34,171
+HK$1,960/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,422/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,720
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,625
−HK$917/mo
Today · 4.125%
HK$35,542
baseline
▲ 0.50% · 4.625%
HK$37,416
+HK$1,874/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,084/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,205
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,207
−HK$1,018/mo
Today · 4.125%
HK$34,225
baseline
▲ 0.50% · 4.625%
HK$36,307
+HK$2,082/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,450/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,828
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,789
−HK$975/mo
Today · 4.125%
HK$37,764
baseline
▲ 0.50% · 4.625%
HK$39,754
+HK$1,990/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,528/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,100
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,160
−HK$1,078/mo
Today · 4.125%
HK$36,238
baseline
▲ 0.50% · 4.625%
HK$38,443
+HK$2,205/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,476/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,935
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,953
−HK$1,032/mo
Today · 4.125%
HK$39,985
baseline
▲ 0.50% · 4.625%
HK$42,093
+HK$2,108/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$79,970/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,238 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).