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Home Eastern District CITY GARDEN PHASE 1 BLOCK 4

21/F A

in CITY GARDEN PHASE 1 BLOCK 4

Eastern District · Hong Kong Island

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2/F A 1,169 ft² 2/F C 912 ft² 2/F D 1,169 ft² 2/F E 879 ft² 2/F F 879 ft² 3/F A 1,169 ft² 3/F B 942 ft² 3/F C 942 ft² 3/F D 1,169 ft² 3/F E 883 ft² 3/F F 883 ft² 4/F C 942 ft² 4/F D 1,226 ft² 4/F E 883 ft² 4/F F 883 ft² 5/F A 1,226 ft² 5/F B 942 ft² 5/F C 942 ft² 5/F D 1,226 ft² 5/F F 897 ft² 6/F A 1,226 ft² 6/F C 942 ft² 6/F E 897 ft² 7/F A 1,226 ft² 7/F B 942 ft² 7/F C 942 ft² 7/F D 1,226 ft² 7/F F 897 ft² 8/F A 1,226 ft² 8/F B 942 ft² 8/F D 1,226 ft² 8/F E 897 ft² 8/F F 897 ft² 9/F A 1,226 ft² 9/F C 942 ft² 10/F A 1,226 ft² 10/F B 942 ft² 10/F C 942 ft² 10/F D 1,226 ft² 11/F A 1,226 ft² 11/F D 1,226 ft² 11/F E 897 ft² 11/F F 897 ft² 12/F C 942 ft² 13/F B 942 ft² 13/F C 942 ft² 14/F D 1,226 ft² 14/F E 897 ft² 14/F F 897 ft² 15/F A 1,226 ft² 15/F C 942 ft² 15/F F 897 ft² 16/F A 1,226 ft² 16/F B 942 ft² 16/F D 1,226 ft² 17/F A 1,226 ft² 17/F C 942 ft² 17/F D 1,226 ft² 17/F E 897 ft² 17/F F 897 ft² 18/F B 942 ft² 18/F F 897 ft² 19/F B 942 ft² 19/F C 942 ft² 19/F F 897 ft² 20/F A 1,226 ft² 20/F B 942 ft² 20/F C 942 ft² 20/F D 1,226 ft² 20/F E 897 ft² 21/F A 1,226 ft² 21/F B 942 ft² 21/F C 942 ft² 21/F D 1,226 ft² 21/F E 897 ft² 22/F B 942 ft² 22/F C 942 ft² 22/F D 1,226 ft² 22/F E 897 ft² 22/F F 897 ft² 23/F C 942 ft² 23/F D 1,226 ft² 23/F E 897 ft² 23/F F 897 ft² 24/F A 1,226 ft² 24/F C 942 ft² 24/F D 1,226 ft² 24/F E 897 ft² 24/F F 897 ft² 24/F B 942 ft² 25/F C 942 ft² 25/F D 1,226 ft² 26/F A 1,226 ft² 26/F B 942 ft² 26/F D 1,226 ft² 26/F F 897 ft² 27/F A 1,169 ft² 27/F B 942 ft² 27/F D 1,169 ft² 27/F E 883 ft² 28/F B 801 ft² 28/F E 883 ft²
Crescira AVM · estimated value ● Medium confidence
HK$19.53M
≈ HK$15,933 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.86M, with repayments around HK$66,269/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$62,358
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,298
−HK$1,971/mo
Today · 4.125%
HK$66,269
baseline
▲ 0.50% · 4.625%
HK$70,301
+HK$4,032/mo

Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,538/mo (50% DSR)

Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,512 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fortress Hill Station
≈ 5 min walk · 358 m
Education
77
schools within 1 km (29 within 500 m)
Daily convenience
71
within 1 km (30 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 77 schools within a 1 km walk.

Everyday convenience — 71 shopping and daily-needs spots nearby.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
A
Saleable Area
1,226 Saleable ft²
Gross Area
1,368 ft²
Efficiency
90%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2010-12-31 HK$15.00M +30.4%
1997-06-25 HK$11.50M +25.0%
1996-10-02 HK$9.20M —

Other appraised units in this building

2/F A
1,169 ft²
HK$15.61M
2/F C
912 ft²
HK$12.10M
2/F D
1,169 ft²
HK$15.60M
2/F E
879 ft²
HK$11.70M
2/F F
879 ft²
HK$11.75M
3/F A
1,169 ft²
HK$15.46M
Data sourced from Renavon.com