▼ 0.50% · 3.625%
HK$19,599
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,209
−HK$619/mo
Today · 4.125%
HK$20,828
baseline
▲ 0.50% · 4.625%
HK$22,096
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,656/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,804
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,389
−HK$593/mo
Today · 4.125%
HK$22,982
baseline
▲ 0.50% · 4.625%
HK$24,194
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,964/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,559
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,230
−HK$681/mo
Today · 4.125%
HK$22,911
baseline
▲ 0.50% · 4.625%
HK$24,305
+HK$1,394/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,822/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,985
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,628
−HK$652/mo
Today · 4.125%
HK$25,280
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,560/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,519
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,251
−HK$743/mo
Today · 4.125%
HK$24,994
baseline
▲ 0.50% · 4.625%
HK$26,515
+HK$1,521/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$49,988/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,165
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,867
−HK$712/mo
Today · 4.125%
HK$27,579
baseline
▲ 0.50% · 4.625%
HK$29,032
+HK$1,453/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,158/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,479
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,272
−HK$805/mo
Today · 4.125%
HK$27,077
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,648/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,154/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,345
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,106
−HK$771/mo
Today · 4.125%
HK$29,877
baseline
▲ 0.50% · 4.625%
HK$31,452
+HK$1,575/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,754/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,439
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,293
−HK$867/mo
Today · 4.125%
HK$29,160
baseline
▲ 0.50% · 4.625%
HK$30,934
+HK$1,774/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,320/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,526
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,344
−HK$831/mo
Today · 4.125%
HK$32,175
baseline
▲ 0.50% · 4.625%
HK$33,871
+HK$1,696/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,350/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,399
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,314
−HK$929/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,901/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,706
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,583
−HK$890/mo
Today · 4.125%
HK$34,473
baseline
▲ 0.50% · 4.625%
HK$36,290
+HK$1,817/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,946/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,359
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,334
−HK$991/mo
Today · 4.125%
HK$33,325
baseline
▲ 0.50% · 4.625%
HK$35,353
+HK$2,028/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,650/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,887
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,822
−HK$949/mo
Today · 4.125%
HK$36,771
baseline
▲ 0.50% · 4.625%
HK$38,710
+HK$1,939/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,542/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,319
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,355
−HK$1,053/mo
Today · 4.125%
HK$35,408
baseline
▲ 0.50% · 4.625%
HK$37,563
+HK$2,155/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,816/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,067
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,061
−HK$1,009/mo
Today · 4.125%
HK$39,070
baseline
▲ 0.50% · 4.625%
HK$41,129
+HK$2,059/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,140/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,279
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,376
−HK$1,115/mo
Today · 4.125%
HK$37,491
baseline
▲ 0.50% · 4.625%
HK$39,772
+HK$2,281/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$74,982/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,247
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,300
−HK$1,068/mo
Today · 4.125%
HK$41,368
baseline
▲ 0.50% · 4.625%
HK$43,548
+HK$2,180/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,736/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,858 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).