▼ 0.50% · 3.625%
HK$20,968
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,621
−HK$662/mo
Today · 4.125%
HK$22,283
baseline
▲ 0.50% · 4.625%
HK$23,639
+HK$1,356/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,566/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,327
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,953
−HK$634/mo
Today · 4.125%
HK$24,587
baseline
▲ 0.50% · 4.625%
HK$25,883
+HK$1,296/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,174/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,065
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,783
−HK$729/mo
Today · 4.125%
HK$24,512
baseline
▲ 0.50% · 4.625%
HK$26,003
+HK$1,491/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,024/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,660
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,348
−HK$698/mo
Today · 4.125%
HK$27,046
baseline
▲ 0.50% · 4.625%
HK$28,472
+HK$1,426/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,092/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,162
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,945
−HK$795/mo
Today · 4.125%
HK$26,740
baseline
▲ 0.50% · 4.625%
HK$28,367
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,480/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,993
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,743
−HK$762/mo
Today · 4.125%
HK$29,505
baseline
▲ 0.50% · 4.625%
HK$31,060
+HK$1,555/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,010/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,259
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,107
−HK$861/mo
Today · 4.125%
HK$28,968
baseline
▲ 0.50% · 4.625%
HK$30,731
+HK$1,763/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,936/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,325
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,139
−HK$825/mo
Today · 4.125%
HK$31,964
baseline
▲ 0.50% · 4.625%
HK$33,648
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,928/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,356
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,269
−HK$928/mo
Today · 4.125%
HK$31,197
baseline
▲ 0.50% · 4.625%
HK$33,095
+HK$1,898/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,394/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,658
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,534
−HK$888/mo
Today · 4.125%
HK$34,422
baseline
▲ 0.50% · 4.625%
HK$36,237
+HK$1,815/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,844/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,453
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,431
−HK$994/mo
Today · 4.125%
HK$33,425
baseline
▲ 0.50% · 4.625%
HK$35,459
+HK$2,034/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,850/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,991
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,929
−HK$952/mo
Today · 4.125%
HK$36,881
baseline
▲ 0.50% · 4.625%
HK$38,825
+HK$1,944/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,762/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,549
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,593
−HK$1,060/mo
Today · 4.125%
HK$35,653
baseline
▲ 0.50% · 4.625%
HK$37,823
+HK$2,170/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,306/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,323
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,324
−HK$1,016/mo
Today · 4.125%
HK$39,340
baseline
▲ 0.50% · 4.625%
HK$41,414
+HK$2,074/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,680/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,646
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,755
−HK$1,127/mo
Today · 4.125%
HK$37,882
baseline
▲ 0.50% · 4.625%
HK$40,187
+HK$2,305/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,764/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,656
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,720
−HK$1,079/mo
Today · 4.125%
HK$41,799
baseline
▲ 0.50% · 4.625%
HK$44,002
+HK$2,203/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,598/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,743
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,917
−HK$1,193/mo
Today · 4.125%
HK$40,110
baseline
▲ 0.50% · 4.625%
HK$42,550
+HK$2,440/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,220/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,989
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,115
−HK$1,142/mo
Today · 4.125%
HK$44,257
baseline
▲ 0.50% · 4.625%
HK$46,590
+HK$2,333/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,514/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,563 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).