▼ 0.50% · 3.625%
HK$21,081
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,736
−HK$667/mo
Today · 4.125%
HK$22,403
baseline
▲ 0.50% · 4.625%
HK$23,766
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,806/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,452
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,081
−HK$638/mo
Today · 4.125%
HK$24,719
baseline
▲ 0.50% · 4.625%
HK$26,022
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,438/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,189
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,910
−HK$733/mo
Today · 4.125%
HK$24,643
baseline
▲ 0.50% · 4.625%
HK$26,142
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,286/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,797
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,489
−HK$702/mo
Today · 4.125%
HK$27,191
baseline
▲ 0.50% · 4.625%
HK$28,624
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,382/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,297
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,084
−HK$799/mo
Today · 4.125%
HK$26,883
baseline
▲ 0.50% · 4.625%
HK$28,519
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,766/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,142
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,897
−HK$766/mo
Today · 4.125%
HK$29,663
baseline
▲ 0.50% · 4.625%
HK$31,226
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,326/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,405
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,257
−HK$866/mo
Today · 4.125%
HK$29,123
baseline
▲ 0.50% · 4.625%
HK$30,895
+HK$1,772/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,246/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,488
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,305
−HK$830/mo
Today · 4.125%
HK$32,135
baseline
▲ 0.50% · 4.625%
HK$33,829
+HK$1,694/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,270/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,513
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,431
−HK$933/mo
Today · 4.125%
HK$31,364
baseline
▲ 0.50% · 4.625%
HK$33,272
+HK$1,908/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,728/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,833
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,713
−HK$894/mo
Today · 4.125%
HK$34,607
baseline
▲ 0.50% · 4.625%
HK$36,431
+HK$1,824/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,214/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,621
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,604
−HK$1,000/mo
Today · 4.125%
HK$33,604
baseline
▲ 0.50% · 4.625%
HK$35,648
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,208/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,178
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,121
−HK$957/mo
Today · 4.125%
HK$37,078
baseline
▲ 0.50% · 4.625%
HK$39,033
+HK$1,955/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,156/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,729
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,778
−HK$1,066/mo
Today · 4.125%
HK$35,844
baseline
▲ 0.50% · 4.625%
HK$38,025
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,688/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,523
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,529
−HK$1,021/mo
Today · 4.125%
HK$39,550
baseline
▲ 0.50% · 4.625%
HK$41,635
+HK$2,085/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,100/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,837
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,952
−HK$1,132/mo
Today · 4.125%
HK$38,084
baseline
▲ 0.50% · 4.625%
HK$40,402
+HK$2,318/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,168/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,868
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,938
−HK$1,084/mo
Today · 4.125%
HK$42,022
baseline
▲ 0.50% · 4.625%
HK$44,237
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,044/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,945
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,125
−HK$1,200/mo
Today · 4.125%
HK$40,325
baseline
▲ 0.50% · 4.625%
HK$42,778
+HK$2,453/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,650/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,213
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,346
−HK$1,148/mo
Today · 4.125%
HK$44,494
baseline
▲ 0.50% · 4.625%
HK$46,839
+HK$2,345/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,988/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,483 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).