▼ 0.50% · 3.625%
HK$20,840
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,488
−HK$658/mo
Today · 4.125%
HK$22,146
baseline
▲ 0.50% · 4.625%
HK$23,494
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,292/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,184
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,806
−HK$630/mo
Today · 4.125%
HK$24,436
baseline
▲ 0.50% · 4.625%
HK$25,724
+HK$1,288/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,872/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,923
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,637
−HK$724/mo
Today · 4.125%
HK$24,361
baseline
▲ 0.50% · 4.625%
HK$25,843
+HK$1,482/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,722/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,502
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,186
−HK$694/mo
Today · 4.125%
HK$26,880
baseline
▲ 0.50% · 4.625%
HK$28,297
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,760/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$791/mo
Today · 4.125%
HK$26,576
baseline
▲ 0.50% · 4.625%
HK$28,193
+HK$1,617/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$53,152/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,821
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,567
−HK$757/mo
Today · 4.125%
HK$29,324
baseline
▲ 0.50% · 4.625%
HK$30,869
+HK$1,545/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$58,648/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,091
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,934
−HK$856/mo
Today · 4.125%
HK$28,790
baseline
▲ 0.50% · 4.625%
HK$30,542
+HK$1,752/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,580/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,139
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,947
−HK$820/mo
Today · 4.125%
HK$31,767
baseline
▲ 0.50% · 4.625%
HK$33,442
+HK$1,675/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,534/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,175
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,083
−HK$922/mo
Today · 4.125%
HK$31,005
baseline
▲ 0.50% · 4.625%
HK$32,891
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,010/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,457
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,328
−HK$883/mo
Today · 4.125%
HK$34,211
baseline
▲ 0.50% · 4.625%
HK$36,014
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,422/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,259
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,232
−HK$988/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$2,021/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,776
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$946/mo
Today · 4.125%
HK$36,654
baseline
▲ 0.50% · 4.625%
HK$38,587
+HK$1,933/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,308/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,343
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$1,054/mo
Today · 4.125%
HK$35,434
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$2,156/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,868/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,094
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,089
−HK$1,009/mo
Today · 4.125%
HK$39,098
baseline
▲ 0.50% · 4.625%
HK$41,159
+HK$2,061/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,196/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,427
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,529
−HK$1,120/mo
Today · 4.125%
HK$37,649
baseline
▲ 0.50% · 4.625%
HK$39,940
+HK$2,291/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,298/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,412
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,469
−HK$1,073/mo
Today · 4.125%
HK$41,542
baseline
▲ 0.50% · 4.625%
HK$43,731
+HK$2,189/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,084/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,511
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,185/mo
Today · 4.125%
HK$39,863
baseline
▲ 0.50% · 4.625%
HK$42,289
+HK$2,426/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,726/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,731
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,850
−HK$1,135/mo
Today · 4.125%
HK$43,985
baseline
▲ 0.50% · 4.625%
HK$46,304
+HK$2,319/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$87,970/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,912 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).