12/F H
in TAIKOO SHING KAO SHAN TERRACE (T-14) LOONG SHAN MANSION
Eastern District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$847K, with repayments around HK$36,932/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,864/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,011 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- H
- Saleable Area
- 530 Saleable ft²
- Gross Area
- 629 ft²
- Efficiency
- 84%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-08 | HK$10.00M | +0.0% 1.3y · 0.0%/yr |
| 2021-03-16 | HK$10.00M | +0.0% 15.2y · 18.0%/yr |
| 2020-02-18 | HK$10.00M | +277.4% 15.1y · 18.0%/yr |
| 2005-01-19 | HK$2.65M | +6.9% |
| 2004-04-07 | HK$2.48M | −47.9% |
| 1997-11-10 | HK$4.76M | — |