▼ 0.50% · 3.625%
HK$19,063
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,656
−HK$603/mo
Today · 4.125%
HK$20,259
baseline
▲ 0.50% · 4.625%
HK$21,491
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,518/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,208
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,777
−HK$577/mo
Today · 4.125%
HK$22,354
baseline
▲ 0.50% · 4.625%
HK$23,532
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,708/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,970
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,622
−HK$663/mo
Today · 4.125%
HK$22,285
baseline
▲ 0.50% · 4.625%
HK$23,641
+HK$1,356/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,570/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,329
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,954
−HK$635/mo
Today · 4.125%
HK$24,589
baseline
▲ 0.50% · 4.625%
HK$25,885
+HK$1,296/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,178/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,876
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,588
−HK$722/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,790
+HK$1,480/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,449
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,132
−HK$692/mo
Today · 4.125%
HK$26,824
baseline
▲ 0.50% · 4.625%
HK$28,238
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$53,648/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,782
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,553
−HK$783/mo
Today · 4.125%
HK$26,336
baseline
▲ 0.50% · 4.625%
HK$27,939
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$52,672/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,570
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,309
−HK$751/mo
Today · 4.125%
HK$29,060
baseline
▲ 0.50% · 4.625%
HK$30,591
+HK$1,531/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$58,120/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,689
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,519
−HK$843/mo
Today · 4.125%
HK$28,362
baseline
▲ 0.50% · 4.625%
HK$30,088
+HK$1,726/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,724/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,691
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,487
−HK$808/mo
Today · 4.125%
HK$31,295
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,650/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,590/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,595
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,484
−HK$904/mo
Today · 4.125%
HK$30,388
baseline
▲ 0.50% · 4.625%
HK$32,237
+HK$1,849/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,776/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,812
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,665
−HK$865/mo
Today · 4.125%
HK$33,530
baseline
▲ 0.50% · 4.625%
HK$35,298
+HK$1,768/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,060/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,501
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,450
−HK$964/mo
Today · 4.125%
HK$32,414
baseline
▲ 0.50% · 4.625%
HK$34,386
+HK$1,972/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,828/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,932
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,842
−HK$924/mo
Today · 4.125%
HK$35,766
baseline
▲ 0.50% · 4.625%
HK$37,651
+HK$1,885/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,532/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,408
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,416
−HK$1,024/mo
Today · 4.125%
HK$34,440
baseline
▲ 0.50% · 4.625%
HK$36,535
+HK$2,095/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,880/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,053
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,020
−HK$981/mo
Today · 4.125%
HK$38,001
baseline
▲ 0.50% · 4.625%
HK$40,004
+HK$2,003/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,002/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,314
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,381
−HK$1,085/mo
Today · 4.125%
HK$36,466
baseline
▲ 0.50% · 4.625%
HK$38,685
+HK$2,219/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,932/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,174
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,198
−HK$1,038/mo
Today · 4.125%
HK$40,236
baseline
▲ 0.50% · 4.625%
HK$42,357
+HK$2,121/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,472/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,805 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).