▼ 0.50% · 3.625%
HK$21,630
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,303
−HK$683/mo
Today · 4.125%
HK$22,986
baseline
▲ 0.50% · 4.625%
HK$24,385
+HK$1,399/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,972/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,063
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,708
−HK$655/mo
Today · 4.125%
HK$25,363
baseline
▲ 0.50% · 4.625%
HK$26,700
+HK$1,337/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,726/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,793
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,533
−HK$752/mo
Today · 4.125%
HK$25,285
baseline
▲ 0.50% · 4.625%
HK$26,823
+HK$1,538/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,570/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,469
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,179
−HK$720/mo
Today · 4.125%
HK$27,899
baseline
▲ 0.50% · 4.625%
HK$29,370
+HK$1,471/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,798/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,956
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,763
−HK$821/mo
Today · 4.125%
HK$27,584
baseline
▲ 0.50% · 4.625%
HK$29,262
+HK$1,678/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,168/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,876
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,650
−HK$786/mo
Today · 4.125%
HK$30,436
baseline
▲ 0.50% · 4.625%
HK$32,040
+HK$1,604/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,872/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,119
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,993
−HK$889/mo
Today · 4.125%
HK$29,882
baseline
▲ 0.50% · 4.625%
HK$31,700
+HK$1,818/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,764/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,282
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,121
−HK$851/mo
Today · 4.125%
HK$32,972
baseline
▲ 0.50% · 4.625%
HK$34,710
+HK$1,738/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$65,944/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,282
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$957/mo
Today · 4.125%
HK$32,181
baseline
▲ 0.50% · 4.625%
HK$34,139
+HK$1,958/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$64,362/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,688
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,592
−HK$916/mo
Today · 4.125%
HK$35,508
baseline
▲ 0.50% · 4.625%
HK$37,380
+HK$1,872/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$71,016/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,445
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$1,025/mo
Today · 4.125%
HK$34,479
baseline
▲ 0.50% · 4.625%
HK$36,577
+HK$2,098/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,958/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,095
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,063
−HK$982/mo
Today · 4.125%
HK$38,045
baseline
▲ 0.50% · 4.625%
HK$40,050
+HK$2,005/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,090/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,608
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$1,094/mo
Today · 4.125%
HK$36,778
baseline
▲ 0.50% · 4.625%
HK$39,016
+HK$2,238/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,556/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,501
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,533
−HK$1,048/mo
Today · 4.125%
HK$40,581
baseline
▲ 0.50% · 4.625%
HK$42,720
+HK$2,139/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,162/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,915
−HK$1,162/mo
Today · 4.125%
HK$39,077
baseline
▲ 0.50% · 4.625%
HK$41,454
+HK$2,377/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,154/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,907
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,004
−HK$1,113/mo
Today · 4.125%
HK$43,117
baseline
▲ 0.50% · 4.625%
HK$45,390
+HK$2,273/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,234/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,934
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,145
−HK$1,230/mo
Today · 4.125%
HK$41,375
baseline
▲ 0.50% · 4.625%
HK$43,893
+HK$2,518/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,750/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,313
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,475
−HK$1,179/mo
Today · 4.125%
HK$45,654
baseline
▲ 0.50% · 4.625%
HK$48,060
+HK$2,406/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,308/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,572 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).