▼ 0.50% · 3.625%
HK$18,289
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,858
−HK$578/mo
Today · 4.125%
HK$19,436
baseline
▲ 0.50% · 4.625%
HK$20,618
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,872/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,346
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,892
−HK$553/mo
Today · 4.125%
HK$21,445
baseline
▲ 0.50% · 4.625%
HK$22,576
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,890/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,118
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,743
−HK$636/mo
Today · 4.125%
HK$21,379
baseline
▲ 0.50% · 4.625%
HK$22,680
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,758/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,381
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,981
−HK$609/mo
Today · 4.125%
HK$23,590
baseline
▲ 0.50% · 4.625%
HK$24,833
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,180/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,947
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,629
−HK$694/mo
Today · 4.125%
HK$23,323
baseline
▲ 0.50% · 4.625%
HK$24,742
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,646/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,415
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,070
−HK$664/mo
Today · 4.125%
HK$25,734
baseline
▲ 0.50% · 4.625%
HK$27,091
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,468/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,775
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,515
−HK$751/mo
Today · 4.125%
HK$25,266
baseline
▲ 0.50% · 4.625%
HK$26,804
+HK$1,538/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,532/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,450
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,159
−HK$720/mo
Today · 4.125%
HK$27,879
baseline
▲ 0.50% · 4.625%
HK$29,348
+HK$1,469/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,758/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,604
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,401
−HK$809/mo
Today · 4.125%
HK$27,210
baseline
▲ 0.50% · 4.625%
HK$28,866
+HK$1,656/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,420/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,248
−HK$775/mo
Today · 4.125%
HK$30,023
baseline
▲ 0.50% · 4.625%
HK$31,606
+HK$1,583/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,046/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,433
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,287
−HK$866/mo
Today · 4.125%
HK$29,153
baseline
▲ 0.50% · 4.625%
HK$30,927
+HK$1,774/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,306/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,519
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,338
−HK$830/mo
Today · 4.125%
HK$32,168
baseline
▲ 0.50% · 4.625%
HK$33,864
+HK$1,696/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,336/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,262
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,172
−HK$925/mo
Today · 4.125%
HK$31,097
baseline
▲ 0.50% · 4.625%
HK$32,989
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,194/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,554
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,427
−HK$886/mo
Today · 4.125%
HK$34,313
baseline
▲ 0.50% · 4.625%
HK$36,121
+HK$1,808/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,626/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,091
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,058
−HK$983/mo
Today · 4.125%
HK$33,041
baseline
▲ 0.50% · 4.625%
HK$35,051
+HK$2,010/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,082/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,588
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,516
−HK$941/mo
Today · 4.125%
HK$36,457
baseline
▲ 0.50% · 4.625%
HK$38,379
+HK$1,922/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,914/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,920
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,944
−HK$1,040/mo
Today · 4.125%
HK$34,984
baseline
▲ 0.50% · 4.625%
HK$37,113
+HK$2,129/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,968/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,623
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,605
−HK$997/mo
Today · 4.125%
HK$38,602
baseline
▲ 0.50% · 4.625%
HK$40,636
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,204/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,615 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).