▼ 0.50% · 3.625%
HK$21,862
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$690/mo
Today · 4.125%
HK$23,233
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,466/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,974
−HK$662/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,049
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,797
−HK$760/mo
Today · 4.125%
HK$25,557
baseline
▲ 0.50% · 4.625%
HK$27,112
+HK$1,555/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,114/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,754
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,472
−HK$727/mo
Today · 4.125%
HK$28,199
baseline
▲ 0.50% · 4.625%
HK$29,686
+HK$1,487/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,398/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,235
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,051
−HK$829/mo
Today · 4.125%
HK$27,880
baseline
▲ 0.50% · 4.625%
HK$29,577
+HK$1,697/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,760/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,186
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,969
−HK$794/mo
Today · 4.125%
HK$30,763
baseline
▲ 0.50% · 4.625%
HK$32,385
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,526/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,421
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,305
−HK$899/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,041
+HK$1,837/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,618
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$861/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,083
+HK$1,756/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,607
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,560
−HK$967/mo
Today · 4.125%
HK$32,527
baseline
▲ 0.50% · 4.625%
HK$34,506
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,054/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,051
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,964
−HK$926/mo
Today · 4.125%
HK$35,890
baseline
▲ 0.50% · 4.625%
HK$37,782
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,780/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$1,036/mo
Today · 4.125%
HK$34,850
baseline
▲ 0.50% · 4.625%
HK$36,971
+HK$2,121/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,700/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,483
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,461
−HK$993/mo
Today · 4.125%
HK$38,454
baseline
▲ 0.50% · 4.625%
HK$40,481
+HK$2,027/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,908/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,980
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,068
−HK$1,106/mo
Today · 4.125%
HK$37,174
baseline
▲ 0.50% · 4.625%
HK$39,435
+HK$2,261/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,348/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,915
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,959
−HK$1,058/mo
Today · 4.125%
HK$41,017
baseline
▲ 0.50% · 4.625%
HK$43,179
+HK$2,162/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,034/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,166
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,322
−HK$1,175/mo
Today · 4.125%
HK$39,497
baseline
▲ 0.50% · 4.625%
HK$41,900
+HK$2,403/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$78,994/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,347
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,456
−HK$1,125/mo
Today · 4.125%
HK$43,581
baseline
▲ 0.50% · 4.625%
HK$45,878
+HK$2,297/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,162/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,352
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,577
−HK$1,243/mo
Today · 4.125%
HK$41,820
baseline
▲ 0.50% · 4.625%
HK$44,365
+HK$2,545/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,640/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,779
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,953
−HK$1,192/mo
Today · 4.125%
HK$46,145
baseline
▲ 0.50% · 4.625%
HK$48,577
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,290/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,774 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).