▼ 0.50% · 3.625%
HK$21,589
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,261
−HK$682/mo
Today · 4.125%
HK$22,943
baseline
▲ 0.50% · 4.625%
HK$24,339
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,886/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,018
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,662
−HK$653/mo
Today · 4.125%
HK$25,315
baseline
▲ 0.50% · 4.625%
HK$26,650
+HK$1,335/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,630/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,748
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,487
−HK$750/mo
Today · 4.125%
HK$25,237
baseline
▲ 0.50% · 4.625%
HK$26,773
+HK$1,536/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,474/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,419
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,128
−HK$719/mo
Today · 4.125%
HK$27,847
baseline
▲ 0.50% · 4.625%
HK$29,315
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,694/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,907
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,713
−HK$818/mo
Today · 4.125%
HK$27,531
baseline
▲ 0.50% · 4.625%
HK$29,207
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,062/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,821
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,594
−HK$784/mo
Today · 4.125%
HK$30,378
baseline
▲ 0.50% · 4.625%
HK$31,980
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,756/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,066
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,939
−HK$887/mo
Today · 4.125%
HK$29,826
baseline
▲ 0.50% · 4.625%
HK$31,641
+HK$1,815/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,652/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,223
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,060
−HK$850/mo
Today · 4.125%
HK$32,910
baseline
▲ 0.50% · 4.625%
HK$34,644
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,820/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,225
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,165
−HK$955/mo
Today · 4.125%
HK$32,120
baseline
▲ 0.50% · 4.625%
HK$34,074
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,240/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,625
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,526
−HK$915/mo
Today · 4.125%
HK$35,441
baseline
▲ 0.50% · 4.625%
HK$37,309
+HK$1,868/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,882/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,384
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,391
−HK$1,023/mo
Today · 4.125%
HK$34,414
baseline
▲ 0.50% · 4.625%
HK$36,508
+HK$2,094/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,828/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,026
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,993
−HK$980/mo
Today · 4.125%
HK$37,973
baseline
▲ 0.50% · 4.625%
HK$39,974
+HK$2,001/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,946/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,542
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,617
−HK$1,092/mo
Today · 4.125%
HK$36,709
baseline
▲ 0.50% · 4.625%
HK$38,942
+HK$2,233/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,418/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,428
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,459
−HK$1,045/mo
Today · 4.125%
HK$40,504
baseline
▲ 0.50% · 4.625%
HK$42,639
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$81,008/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,701
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,843
−HK$1,160/mo
Today · 4.125%
HK$39,003
baseline
▲ 0.50% · 4.625%
HK$41,376
+HK$2,373/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,006/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,830
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,925
−HK$1,111/mo
Today · 4.125%
HK$43,036
baseline
▲ 0.50% · 4.625%
HK$45,304
+HK$2,268/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,072/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,860
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,069
−HK$1,228/mo
Today · 4.125%
HK$41,297
baseline
▲ 0.50% · 4.625%
HK$43,810
+HK$2,513/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,594/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,232
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,391
−HK$1,176/mo
Today · 4.125%
HK$45,567
baseline
▲ 0.50% · 4.625%
HK$47,969
+HK$2,402/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,134/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,782 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).