▼ 0.50% · 3.625%
HK$19,413
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,016
−HK$614/mo
Today · 4.125%
HK$20,630
baseline
▲ 0.50% · 4.625%
HK$21,885
+HK$1,255/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,260/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,596
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,176
−HK$587/mo
Today · 4.125%
HK$22,763
baseline
▲ 0.50% · 4.625%
HK$23,963
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,526/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,354
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,018
−HK$675/mo
Today · 4.125%
HK$22,693
baseline
▲ 0.50% · 4.625%
HK$24,074
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,386/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,756
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,393
−HK$646/mo
Today · 4.125%
HK$25,039
baseline
▲ 0.50% · 4.625%
HK$26,359
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,078/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,295
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,020
−HK$736/mo
Today · 4.125%
HK$24,756
baseline
▲ 0.50% · 4.625%
HK$26,262
+HK$1,506/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,512/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,916
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,611
−HK$705/mo
Today · 4.125%
HK$27,316
baseline
▲ 0.50% · 4.625%
HK$28,756
+HK$1,440/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,632/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,236
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,021
−HK$798/mo
Today · 4.125%
HK$26,819
baseline
▲ 0.50% · 4.625%
HK$28,451
+HK$1,632/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,638/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,075
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,828
−HK$764/mo
Today · 4.125%
HK$29,592
baseline
▲ 0.50% · 4.625%
HK$31,152
+HK$1,560/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,184/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,178
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,023
−HK$859/mo
Today · 4.125%
HK$28,882
baseline
▲ 0.50% · 4.625%
HK$30,639
+HK$1,757/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,764/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,235
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,046
−HK$822/mo
Today · 4.125%
HK$31,868
baseline
▲ 0.50% · 4.625%
HK$33,548
+HK$1,680/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,736/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,119
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,025
−HK$920/mo
Today · 4.125%
HK$30,945
baseline
▲ 0.50% · 4.625%
HK$32,828
+HK$1,883/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,890/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,394
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,263
−HK$882/mo
Today · 4.125%
HK$34,145
baseline
▲ 0.50% · 4.625%
HK$35,944
+HK$1,799/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,290/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,060
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,026
−HK$982/mo
Today · 4.125%
HK$33,008
baseline
▲ 0.50% · 4.625%
HK$35,016
+HK$2,008/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,016/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,554
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,481
−HK$940/mo
Today · 4.125%
HK$36,421
baseline
▲ 0.50% · 4.625%
HK$38,341
+HK$1,920/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,842/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,001
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,028
−HK$1,043/mo
Today · 4.125%
HK$35,071
baseline
▲ 0.50% · 4.625%
HK$37,205
+HK$2,134/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,142/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,714
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,698
−HK$999/mo
Today · 4.125%
HK$38,697
baseline
▲ 0.50% · 4.625%
HK$40,737
+HK$2,040/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,394/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,943
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,030
−HK$1,104/mo
Today · 4.125%
HK$37,134
baseline
▲ 0.50% · 4.625%
HK$39,393
+HK$2,259/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,268/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,873
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,916
−HK$1,058/mo
Today · 4.125%
HK$40,974
baseline
▲ 0.50% · 4.625%
HK$43,133
+HK$2,159/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,948/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,401 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).