▼ 0.50% · 3.625%
HK$21,591
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,263
−HK$682/mo
Today · 4.125%
HK$22,945
baseline
▲ 0.50% · 4.625%
HK$24,342
+HK$1,397/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,890/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,020
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,664
−HK$654/mo
Today · 4.125%
HK$25,318
baseline
▲ 0.50% · 4.625%
HK$26,653
+HK$1,335/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,636/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,751
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,489
−HK$751/mo
Today · 4.125%
HK$25,240
baseline
▲ 0.50% · 4.625%
HK$26,776
+HK$1,536/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,480/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,422
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,131
−HK$719/mo
Today · 4.125%
HK$27,850
baseline
▲ 0.50% · 4.625%
HK$29,318
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,700/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,910
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,716
−HK$818/mo
Today · 4.125%
HK$27,534
baseline
▲ 0.50% · 4.625%
HK$29,210
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,068/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,824
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,597
−HK$785/mo
Today · 4.125%
HK$30,382
baseline
▲ 0.50% · 4.625%
HK$31,983
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,764/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,069
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,942
−HK$887/mo
Today · 4.125%
HK$29,829
baseline
▲ 0.50% · 4.625%
HK$31,644
+HK$1,815/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,658/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,226
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,064
−HK$849/mo
Today · 4.125%
HK$32,913
baseline
▲ 0.50% · 4.625%
HK$34,648
+HK$1,735/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,826/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,228
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,168
−HK$956/mo
Today · 4.125%
HK$32,124
baseline
▲ 0.50% · 4.625%
HK$34,078
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,248/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,628
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,530
−HK$915/mo
Today · 4.125%
HK$35,445
baseline
▲ 0.50% · 4.625%
HK$37,314
+HK$1,869/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,890/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,387
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,395
−HK$1,023/mo
Today · 4.125%
HK$34,418
baseline
▲ 0.50% · 4.625%
HK$36,512
+HK$2,094/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,836/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,030
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,997
−HK$980/mo
Today · 4.125%
HK$37,977
baseline
▲ 0.50% · 4.625%
HK$39,979
+HK$2,002/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,954/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,546
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,621
−HK$1,092/mo
Today · 4.125%
HK$36,713
baseline
▲ 0.50% · 4.625%
HK$38,947
+HK$2,234/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$73,426/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,432
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,463
−HK$1,046/mo
Today · 4.125%
HK$40,509
baseline
▲ 0.50% · 4.625%
HK$42,644
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$81,018/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,705
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,847
−HK$1,160/mo
Today · 4.125%
HK$39,007
baseline
▲ 0.50% · 4.625%
HK$41,381
+HK$2,374/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,014/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,834
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,930
−HK$1,111/mo
Today · 4.125%
HK$43,041
baseline
▲ 0.50% · 4.625%
HK$45,309
+HK$2,268/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,082/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,865
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,073
−HK$1,229/mo
Today · 4.125%
HK$41,302
baseline
▲ 0.50% · 4.625%
HK$43,815
+HK$2,513/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,604/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,236
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,396
−HK$1,176/mo
Today · 4.125%
HK$45,572
baseline
▲ 0.50% · 4.625%
HK$47,975
+HK$2,403/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,144/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,887 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).