▼ 0.50% · 3.625%
HK$20,313
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,944
−HK$642/mo
Today · 4.125%
HK$21,586
baseline
▲ 0.50% · 4.625%
HK$22,900
+HK$1,314/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,172/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,598
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,204
−HK$614/mo
Today · 4.125%
HK$23,818
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,256/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,636/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,344
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,039
−HK$706/mo
Today · 4.125%
HK$23,745
baseline
▲ 0.50% · 4.625%
HK$25,190
+HK$1,445/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,490/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,857
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,524
−HK$676/mo
Today · 4.125%
HK$26,200
baseline
▲ 0.50% · 4.625%
HK$27,581
+HK$1,381/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,400/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,375
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,133
−HK$771/mo
Today · 4.125%
HK$25,904
baseline
▲ 0.50% · 4.625%
HK$27,480
+HK$1,576/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,808/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,117
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,844
−HK$738/mo
Today · 4.125%
HK$28,582
baseline
▲ 0.50% · 4.625%
HK$30,089
+HK$1,507/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,164/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,406
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,228
−HK$834/mo
Today · 4.125%
HK$28,062
baseline
▲ 0.50% · 4.625%
HK$29,770
+HK$1,708/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,124/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,377
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,165
−HK$799/mo
Today · 4.125%
HK$30,964
baseline
▲ 0.50% · 4.625%
HK$32,596
+HK$1,632/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,928/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,438
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,322
−HK$899/mo
Today · 4.125%
HK$30,221
baseline
▲ 0.50% · 4.625%
HK$32,060
+HK$1,839/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,442/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,637
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,485
−HK$861/mo
Today · 4.125%
HK$33,346
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$1,757/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,692/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,469
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,417
−HK$963/mo
Today · 4.125%
HK$32,380
baseline
▲ 0.50% · 4.625%
HK$34,350
+HK$1,970/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,760/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,896
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$923/mo
Today · 4.125%
HK$35,728
baseline
▲ 0.50% · 4.625%
HK$37,611
+HK$1,883/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,456/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,500
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,511
−HK$1,027/mo
Today · 4.125%
HK$34,538
baseline
▲ 0.50% · 4.625%
HK$36,640
+HK$2,102/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,076/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,156
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,126
−HK$983/mo
Today · 4.125%
HK$38,109
baseline
▲ 0.50% · 4.625%
HK$40,118
+HK$2,009/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,218/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,531
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,605
−HK$1,092/mo
Today · 4.125%
HK$36,697
baseline
▲ 0.50% · 4.625%
HK$38,930
+HK$2,233/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,394/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,416
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,446
−HK$1,045/mo
Today · 4.125%
HK$40,491
baseline
▲ 0.50% · 4.625%
HK$42,626
+HK$2,135/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,982/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,563
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,700
−HK$1,155/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$41,220
+HK$2,365/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,676
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,766
−HK$1,107/mo
Today · 4.125%
HK$42,873
baseline
▲ 0.50% · 4.625%
HK$45,133
+HK$2,260/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,746/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,241 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).