▼ 0.50% · 3.625%
HK$19,483
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,089
−HK$615/mo
Today · 4.125%
HK$20,704
baseline
▲ 0.50% · 4.625%
HK$21,964
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,408/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,674
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,256
−HK$589/mo
Today · 4.125%
HK$22,845
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,205/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,690/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,431
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,098
−HK$677/mo
Today · 4.125%
HK$22,775
baseline
▲ 0.50% · 4.625%
HK$24,161
+HK$1,386/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,550/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,842
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,481
−HK$649/mo
Today · 4.125%
HK$25,130
baseline
▲ 0.50% · 4.625%
HK$26,455
+HK$1,325/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,260/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,379
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,107
−HK$738/mo
Today · 4.125%
HK$24,845
baseline
▲ 0.50% · 4.625%
HK$26,357
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,690/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,009
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,707
−HK$707/mo
Today · 4.125%
HK$27,414
baseline
▲ 0.50% · 4.625%
HK$28,859
+HK$1,445/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,828/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,328
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,115
−HK$801/mo
Today · 4.125%
HK$26,916
baseline
▲ 0.50% · 4.625%
HK$28,554
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,832/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,177
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,932
−HK$767/mo
Today · 4.125%
HK$29,699
baseline
▲ 0.50% · 4.625%
HK$31,264
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,398/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,276
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,124
−HK$862/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,750
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,344
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,158
−HK$825/mo
Today · 4.125%
HK$31,983
baseline
▲ 0.50% · 4.625%
HK$33,669
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,966/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,224
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,133
−HK$924/mo
Today · 4.125%
HK$31,057
baseline
▲ 0.50% · 4.625%
HK$32,946
+HK$1,889/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,114/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,512
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,383
−HK$885/mo
Today · 4.125%
HK$34,268
baseline
▲ 0.50% · 4.625%
HK$36,074
+HK$1,806/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,536/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,172
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,142
−HK$985/mo
Today · 4.125%
HK$33,127
baseline
▲ 0.50% · 4.625%
HK$35,143
+HK$2,016/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,254/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,679
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,609
−HK$944/mo
Today · 4.125%
HK$36,553
baseline
▲ 0.50% · 4.625%
HK$38,479
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,106/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,121
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,151
−HK$1,047/mo
Today · 4.125%
HK$35,198
baseline
▲ 0.50% · 4.625%
HK$37,339
+HK$2,141/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,396/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,846
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,835
−HK$1,002/mo
Today · 4.125%
HK$38,837
baseline
▲ 0.50% · 4.625%
HK$40,884
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,674/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,069
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,160
−HK$1,108/mo
Today · 4.125%
HK$37,268
baseline
▲ 0.50% · 4.625%
HK$39,536
+HK$2,268/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,536/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,014
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,060
−HK$1,062/mo
Today · 4.125%
HK$41,122
baseline
▲ 0.50% · 4.625%
HK$43,289
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,244/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,323 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).