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Home Central and Western District ACADEMIC TERRACE BLOCK 2

25/F C

in ACADEMIC TERRACE BLOCK 2

Central and Western District · Hong Kong Island

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1/F B 649 ft² 1/F D 531 ft² 1/F A 531 ft² 1/F E 531 ft² 1/F H 531 ft² 2/F E 531 ft² 2/F F 649 ft² 2/F G 649 ft² 2/F B 649 ft² 2/F C 649 ft² 2/F H 531 ft² 3/F A 531 ft² 3/F D 531 ft² 3/F G 649 ft² 3/F C 649 ft² 3/F E 531 ft² 3/F F 649 ft² 4/F A 531 ft² 4/F C 649 ft² 4/F E 531 ft² 4/F B 649 ft² 4/F D 531 ft² 4/F F 649 ft² 5/F B 649 ft² 5/F H 531 ft² 5/F A 531 ft² 5/F C 649 ft² 5/F D 531 ft² 5/F E 531 ft² 5/F F 649 ft² 5/F G 649 ft² 6/F A 531 ft² 6/F B 649 ft² 6/F C 649 ft² 6/F D 531 ft² 6/F F 649 ft² 6/F G 649 ft² 6/F H 531 ft² 7/F B 649 ft² 7/F H 531 ft² 7/F A 531 ft² 7/F C 649 ft² 7/F D 531 ft² 7/F E 531 ft² 7/F F 649 ft² 8/F C 649 ft² 8/F B 649 ft² 8/F A 531 ft² 8/F D 531 ft² 8/F E 531 ft² 8/F F 649 ft² 8/F G 649 ft² 8/F H 531 ft² 9/F B 649 ft² 9/F F 649 ft² 9/F G 649 ft² 9/F H 531 ft² 9/F A 531 ft² 9/F C 649 ft² 9/F E 531 ft² 10/F B 649 ft² 10/F F 649 ft² 10/F A 531 ft² 10/F D 531 ft² 10/F G 649 ft² 10/F H 531 ft² 11/F F 649 ft² 11/F H 531 ft² 11/F A 531 ft² 11/F B 649 ft² 11/F C 649 ft² 11/F D 531 ft² 11/F G 649 ft² 12/F G 649 ft² 12/F D 531 ft² 12/F E 531 ft² 12/F F 649 ft² 13/F E 531 ft² 13/F F 649 ft² 13/F H 531 ft² 13/F G 649 ft² 13/F C 649 ft² 13/F D 531 ft² 14/F E 531 ft² 14/F B 649 ft² 14/F C 649 ft² 14/F A 531 ft² 14/F D 531 ft² 14/F F 649 ft² 14/F H 531 ft² 15/F A 531 ft² 15/F B 649 ft² 15/F G 649 ft² 15/F C 649 ft² 15/F D 531 ft² 15/F E 531 ft² 15/F F 649 ft² 15/F H 531 ft² 16/F A 531 ft² 16/F D 531 ft² 16/F E 531 ft² 16/F F 649 ft² 16/F G 649 ft² 16/F B 649 ft² 16/F C 649 ft² 16/F H 531 ft² 17/F B 649 ft² 17/F A 531 ft² 17/F E 531 ft² 17/F G 649 ft² 17/F C 649 ft² 17/F D 531 ft² 17/F H 531 ft² 18/F D 531 ft² 18/F A 531 ft² 18/F B 649 ft² 18/F C 649 ft² 18/F F 649 ft² 18/F H 531 ft² 19/F B 649 ft² 19/F D 531 ft² 19/F F 649 ft² 19/F G 649 ft² 19/F H 531 ft² 19/F A 531 ft² 19/F E 531 ft² 20/F D 531 ft² 20/F B 649 ft² 20/F C 649 ft² 20/F E 531 ft² 20/F F 649 ft² 20/F G 649 ft² 20/F H 531 ft² 20/F A 531 ft² 21/F A 531 ft² 21/F B 649 ft² 21/F H 531 ft² 21/F C 649 ft² 21/F D 531 ft² 21/F E 531 ft² 21/F F 649 ft² 21/F G 649 ft² 22/F B 649 ft² 22/F F 649 ft² 22/F A 531 ft² 22/F C 649 ft² 22/F D 531 ft² 22/F E 531 ft² 22/F G 649 ft² 22/F H 531 ft² 23/F A 531 ft² 23/F G 649 ft² 23/F D 531 ft² 23/F E 531 ft² 23/F F 649 ft² 23/F H 531 ft² 24/F A 531 ft² 24/F C 649 ft² 24/F D 531 ft² 24/F E 531 ft² 24/F B 649 ft² 24/F F 649 ft² 24/F G 649 ft² 25/F B 649 ft² 25/F C 649 ft² 25/F E 531 ft² 25/F F 649 ft² 25/F H 531 ft² 25/F A 531 ft² 25/F D 531 ft² 26/F F 929 ft² 26/F B 929 ft² 26/F D 864 ft² 26/F H 864 ft²
Crescira AVM · estimated value ● Medium confidence
HK$11.50M
≈ HK$17,720 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.45M, with repayments around HK$39,016/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,713
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,855
−HK$1,161/mo
Today · 4.125%
HK$39,016
baseline
▲ 0.50% · 4.625%
HK$41,390
+HK$2,374/mo

Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$78,032/mo (50% DSR)

Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,266 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 5 min walk · 359 m
Education
49
schools within 1 km (21 within 500 m)
Daily convenience
48
within 1 km (28 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
25/F
Flat
C
Saleable Area
649 Saleable ft²
Gross Area
772 ft²
Efficiency
84%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1995-08-04 HK$4.70M —

Other appraised units in this building

1/F B
649 ft²
HK$9.89M
1/F D
531 ft²
HK$8.19M
1/F A
531 ft²
HK$8.19M
1/F E
531 ft²
HK$8.22M
1/F H
531 ft²
HK$8.22M
2/F E
531 ft²
HK$8.17M
Data sourced from Renavon.com