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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.04M, with repayments around HK$34,434/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$68,868/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$380,624 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- F
- Saleable Area
- 649 Saleable ft²
- Gross Area
- 772 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-05 | HK$10.45M | +187.9% 15.6y |
| 2005-04-13 | HK$3.63M | +0.0% |
| 2005-04-13 | HK$3.63M | +14.2% 0.5y |
| 2004-10-27 | HK$3.18M | +0.0% 7.9y |
| 2004-10-27 | HK$3.18M | −28.1% |
| 1996-12-11 | HK$4.42M | — |