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At today's rate and a 90% mortgage, the deposit on this unit is about HK$878K, with repayments around HK$38,292/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,584/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,369 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- A
- Saleable Area
- 531 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 86%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-25 | HK$9.70M | +45.2% 8.1y |
| 2014-05-15 | HK$6.68M | +0.0% |
| 2014-05-15 | HK$6.68M | +101.2% 6.6y |
| 2007-10-09 | HK$3.32M | +0.0% |
| 2007-10-09 | HK$3.32M | +25.3% 7.6y |
| 2000-02-22 | HK$2.65M | — |