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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.13M, with repayments around HK$35,398/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$70,796/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,276 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 649 Saleable ft²
- Gross Area
- 772 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-01 | HK$11.88M | +40.6% 6.3y |
| 2012-12-24 | HK$8.45M | +0.0% |
| 2012-12-24 | HK$8.45M | +213.0% 8.9y |
| 2004-01-29 | HK$2.70M | +0.0% |
| 2004-01-29 | HK$2.70M | −30.9% 4.6y |
| 1999-06-16 | HK$3.91M | — |