Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$822K, with repayments around HK$35,847/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,694/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,552 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- E
- Saleable Area
- 531 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 86%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-12 | HK$9.18M | +8.9% 3.9y |
| 2018-06-29 | HK$8.43M | +182.9% 11.0y |
| 2007-07-09 | HK$2.98M | +0.0% |
| 2007-07-09 | HK$2.98M | +45.4% 3.0y |
| 2004-08-05 | HK$2.05M | +0.0% |
| 2004-08-05 | HK$2.05M | −14.6% 5.5y |
| 1999-02-03 | HK$2.40M | — |