▼ 0.50% · 3.625%
HK$19,647
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,258
−HK$621/mo
Today · 4.125%
HK$20,879
baseline
▲ 0.50% · 4.625%
HK$22,149
+HK$1,270/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,758/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,857
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,443
−HK$595/mo
Today · 4.125%
HK$23,038
baseline
▲ 0.50% · 4.625%
HK$24,252
+HK$1,214/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,076/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,284
−HK$683/mo
Today · 4.125%
HK$22,967
baseline
▲ 0.50% · 4.625%
HK$24,364
+HK$1,397/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,934/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,043
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,687
−HK$654/mo
Today · 4.125%
HK$25,341
baseline
▲ 0.50% · 4.625%
HK$26,677
+HK$1,336/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,682/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,576
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,309
−HK$746/mo
Today · 4.125%
HK$25,055
baseline
▲ 0.50% · 4.625%
HK$26,579
+HK$1,524/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,110/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,228
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,932
−HK$713/mo
Today · 4.125%
HK$27,645
baseline
▲ 0.50% · 4.625%
HK$29,102
+HK$1,457/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,290/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,541
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,335
−HK$807/mo
Today · 4.125%
HK$27,142
baseline
▲ 0.50% · 4.625%
HK$28,794
+HK$1,652/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$54,284/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,414
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,176
−HK$773/mo
Today · 4.125%
HK$29,949
baseline
▲ 0.50% · 4.625%
HK$31,528
+HK$1,579/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$59,898/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,505
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,361
−HK$869/mo
Today · 4.125%
HK$29,230
baseline
▲ 0.50% · 4.625%
HK$31,009
+HK$1,779/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,460/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,600
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,420
−HK$833/mo
Today · 4.125%
HK$32,253
baseline
▲ 0.50% · 4.625%
HK$33,953
+HK$1,700/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,506/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,470
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,387
−HK$931/mo
Today · 4.125%
HK$31,318
baseline
▲ 0.50% · 4.625%
HK$33,224
+HK$1,906/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,636/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,785
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,665
−HK$892/mo
Today · 4.125%
HK$34,557
baseline
▲ 0.50% · 4.625%
HK$36,378
+HK$1,821/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,114/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,435
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,413
−HK$993/mo
Today · 4.125%
HK$33,406
baseline
▲ 0.50% · 4.625%
HK$35,439
+HK$2,033/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,812/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,971
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,909
−HK$951/mo
Today · 4.125%
HK$36,860
baseline
▲ 0.50% · 4.625%
HK$38,803
+HK$1,943/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,720/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,399
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,438
−HK$1,056/mo
Today · 4.125%
HK$35,494
baseline
▲ 0.50% · 4.625%
HK$37,654
+HK$2,160/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,988/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,157
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,153
−HK$1,011/mo
Today · 4.125%
HK$39,164
baseline
▲ 0.50% · 4.625%
HK$41,228
+HK$2,064/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,328/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,364
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,464
−HK$1,118/mo
Today · 4.125%
HK$37,582
baseline
▲ 0.50% · 4.625%
HK$39,869
+HK$2,287/mo
Deposit HK$862K · loan HK$7.75M · min. income ≈ HK$75,164/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,342
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,397
−HK$1,071/mo
Today · 4.125%
HK$41,468
baseline
▲ 0.50% · 4.625%
HK$43,654
+HK$2,186/mo
Deposit HK$862K · loan HK$7.75M · min. income ≈ HK$82,936/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,481 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).