▼ 0.50% · 3.625%
HK$22,780
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,488
−HK$720/mo
Today · 4.125%
HK$24,208
baseline
▲ 0.50% · 4.625%
HK$25,681
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,416/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,342
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,022
−HK$689/mo
Today · 4.125%
HK$26,711
baseline
▲ 0.50% · 4.625%
HK$28,119
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,422/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,057
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,837
−HK$792/mo
Today · 4.125%
HK$26,629
baseline
▲ 0.50% · 4.625%
HK$28,249
+HK$1,620/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$53,258/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,876
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,624
−HK$758/mo
Today · 4.125%
HK$29,382
baseline
▲ 0.50% · 4.625%
HK$30,931
+HK$1,549/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$58,764/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,335
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,186
−HK$864/mo
Today · 4.125%
HK$29,050
baseline
▲ 0.50% · 4.625%
HK$30,817
+HK$1,767/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,100/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,410
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,226
−HK$827/mo
Today · 4.125%
HK$32,053
baseline
▲ 0.50% · 4.625%
HK$33,743
+HK$1,690/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,106/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,613
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,535
−HK$935/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,385
+HK$1,915/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,945
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,828
−HK$896/mo
Today · 4.125%
HK$34,724
baseline
▲ 0.50% · 4.625%
HK$36,555
+HK$1,831/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,448/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,891
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,883
−HK$1,008/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,953
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,430
−HK$966/mo
Today · 4.125%
HK$37,396
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,792/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,169
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$1,080/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,013
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,032
−HK$1,035/mo
Today · 4.125%
HK$40,067
baseline
▲ 0.50% · 4.625%
HK$42,179
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,134/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,447
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,581
−HK$1,152/mo
Today · 4.125%
HK$38,733
baseline
▲ 0.50% · 4.625%
HK$41,090
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,466/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,547
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,635
−HK$1,103/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$44,991
+HK$2,253/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,725
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,930
−HK$1,224/mo
Today · 4.125%
HK$41,154
baseline
▲ 0.50% · 4.625%
HK$43,658
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,308/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,081
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,237
−HK$1,172/mo
Today · 4.125%
HK$45,409
baseline
▲ 0.50% · 4.625%
HK$47,803
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,818/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,003
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,279
−HK$1,295/mo
Today · 4.125%
HK$43,574
baseline
▲ 0.50% · 4.625%
HK$46,226
+HK$2,652/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,148/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,616
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,839
−HK$1,241/mo
Today · 4.125%
HK$48,080
baseline
▲ 0.50% · 4.625%
HK$50,614
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,160/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,990 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).