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At today's rate and a 90% mortgage, the deposit on this unit is about HK$452K, with repayments around HK$19,731/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,462/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,861 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- 3
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-10 | HK$5.60M | +41.8% 6.4y · 7.0%/yr |
| 2016-05-17 | HK$3.95M | +102.6% 6.3y · 16.0%/yr |
| 2010-02-11 | HK$1.95M | +134.9% |
| 2002-12-19 | HK$830K | +13.7% |
| 2002-10-15 | HK$730K | — |