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At today's rate and a 90% mortgage, the deposit on this unit is about HK$475K, with repayments around HK$20,728/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,456/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,703 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- 2
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-04 | HK$4.28M | +0.0% 9.4y · 0.0%/yr |
| 2016-09-15 | HK$4.28M | +55.6% 5.5y · 10.0%/yr |
| 2011-03-16 | HK$2.75M | +26.1% |
| 2010-05-25 | HK$2.18M | +91.2% |
| 2005-10-10 | HK$1.14M | −5.8% |
| 2000-09-14 | HK$1.21M | −9.7% |
| 1996-05-29 | HK$1.34M | — |