Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$444K, with repayments around HK$19,374/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$38,748/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,627 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 1
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-12-20 | HK$5.47M | +18.9% 1.0y |
| 2016-12-29 | HK$4.60M | +17.0% 3.8y · 4.0%/yr |
| 2013-02-26 | HK$3.93M | +114.8% |
| 2009-12-18 | HK$1.83M | +30.7% |
| 2007-11-16 | HK$1.40M | +42.9% |
| 2005-04-26 | HK$980K | +8.9% |
| 2004-11-15 | HK$900K | +9.8% |
| 2004-04-15 | HK$820K | −58.2% |
| 1997-06-19 | HK$1.96M | — |