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At today's rate and a 90% mortgage, the deposit on this unit is about HK$355K, with repayments around HK$15,495/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$355K · loan HK$3.20M · min. income ≈ HK$30,990/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 5
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 297 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-02 | HK$4.00M | −8.2% 3.3y · −2.0%/yr |
| 2022-06-15 | HK$4.36M | +105.5% 11.0y · 10.0%/yr |
| 2011-06-10 | HK$2.12M | +135.6% |
| 2006-09-13 | HK$900K | +0.0% |
| 1999-11-24 | HK$900K | — |