Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,522/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,044/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- 1
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-16 | HK$6.20M | +27.0% 4.1y · 7.0%/yr |
| 2017-05-10 | HK$4.88M | +85.6% 6.2y · 14.0%/yr |
| 2011-02-16 | HK$2.63M | +130.7% |
| 2006-11-17 | HK$1.14M | −45.7% |
| 1997-07-19 | HK$2.10M | +5.0% |
| 1997-05-10 | HK$2.00M | — |