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At today's rate and a 90% mortgage, the deposit on this unit is about HK$390K, with repayments around HK$17,010/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,020/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- 6
- Saleable Area
- 221 Saleable ft²
- Gross Area
- 293 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-11 | HK$5.20M | +53.8% 7.7y · 7.0%/yr |
| 2013-03-19 | HK$3.38M | +113.9% |
| 2009-11-06 | HK$1.58M | +28.5% |
| 2009-06-04 | HK$1.23M | +64.0% |
| 2005-01-29 | HK$750K | −51.9% |
| 1997-05-09 | HK$1.56M | +17.3% |
| 1997-02-27 | HK$1.33M | +95.6% |
| 1996-11-02 | HK$680K | — |