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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,378/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.59M · min. income ≈ HK$34,756/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- 4
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 74%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-15 | HK$5.25M | +28.0% 4.5y · 6.0%/yr |
| 2017-01-09 | HK$4.10M | +110.3% 6.8y · 16.0%/yr |
| 2010-04-21 | HK$1.95M | +75.7% |
| 2007-03-09 | HK$1.11M | +16.8% |
| 2006-06-10 | HK$950K | — |