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At today's rate and a 90% mortgage, the deposit on this unit is about HK$211K, with repayments around HK$9,196/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$18,392/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- S
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 242 ft²
- Efficiency
- 93%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-25 | HK$3.45M | +11.3% 3.3y · 3.0%/yr |
| 2018-03-23 | HK$3.10M | +154.1% 6.5y · 24.0%/yr |
| 2011-10-12 | HK$1.22M | +16.2% |
| 2010-12-09 | HK$1.05M | +144.2% |
| 2002-02-06 | HK$430K | — |