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10/F M

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2/F B 224 ft² 2/F D 224 ft² 2/F F 233 ft² 2/F H 224 ft² 2/F K 234 ft² 2/F L 224 ft² 2/F N 224 ft² 2/F O 233 ft² 2/F Q 224 ft² 2/F S 224 ft² 2/F T 234 ft² 2/F A 234 ft² 2/F E 233 ft² 2/F G 224 ft² 2/F J 234 ft² 2/F M 224 ft² 3/F A 234 ft² 3/F B 224 ft² 3/F G 224 ft² 3/F H 225 ft² 3/F Q 224 ft² 3/F T 234 ft² 3/F D 225 ft² 3/F E 233 ft² 3/F F 233 ft² 3/F I 224 ft² 3/F K 234 ft² 3/F L 224 ft² 3/F M 224 ft² 4/F C 224 ft² 4/F D 224 ft² 4/F E 232 ft² 4/F I 224 ft² 4/F K 234 ft² 4/F L 225 ft² 4/F M 224 ft² 4/F N 224 ft² 4/F S 224 ft² 4/F T 232 ft² 4/F A 234 ft² 4/F B 224 ft² 4/F F 233 ft² 4/F G 224 ft² 4/F H 224 ft² 4/F O 233 ft² 4/F P 233 ft² 5/F C 224 ft² 5/F J 232 ft² 5/F K 232 ft² 5/F L 225 ft² 5/F M 225 ft² 5/F R 224 ft² 5/F A 234 ft² 5/F D 224 ft² 5/F F 233 ft² 5/F I 224 ft² 5/F Q 224 ft² 5/F S 224 ft² 5/F T 234 ft² 6/F C 224 ft² 6/F D 224 ft² 6/F F 232 ft² 6/F J 232 ft² 6/F L 225 ft² 6/F M 224 ft² 6/F N 225 ft² 6/F O 232 ft² 6/F P 233 ft² 6/F Q 225 ft² 6/F T 232 ft² 6/F E 233 ft² 6/F G 224 ft² 6/F H 224 ft² 7/F C 224 ft² 7/F D 224 ft² 7/F F 233 ft² 7/F G 224 ft² 7/F H 225 ft² 7/F L 225 ft² 7/F N 224 ft² 7/F O 233 ft² 7/F A 234 ft² 7/F B 224 ft² 7/F E 233 ft² 7/F K 234 ft² 7/F P 233 ft² 7/F Q 224 ft² 8/F A 234 ft² 8/F B 224 ft² 8/F D 224 ft² 8/F F 233 ft² 8/F M 224 ft² 8/F O 233 ft² 8/F P 233 ft² 8/F Q 225 ft² 8/F R 224 ft² 8/F S 224 ft² 8/F C 224 ft² 8/F E 233 ft² 8/F K 234 ft² 8/F T 234 ft² 9/F D 224 ft² 9/F F 233 ft² 9/F G 224 ft² 9/F H 225 ft² 9/F J 234 ft² 9/F L 225 ft² 9/F N 225 ft² 9/F P 233 ft² 9/F Q 224 ft² 9/F S 225 ft² 9/F B 224 ft² 9/F I 224 ft² 9/F M 224 ft² 9/F T 234 ft² 10/F D 224 ft² 10/F F 418 ft² 10/F L 224 ft² 10/F N 224 ft² 10/F O 233 ft² 10/F R 224 ft² 10/F S 224 ft² 10/F T 234 ft² 10/F C 224 ft² 10/F E 233 ft² 10/F H 224 ft² 10/F K 234 ft² 10/F M 224 ft²

Crescira AVM · estimated value ● Medium confidence

HK$2.27M

≈ HK$10,130 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$227K, with repayments around HK$9,897/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$9,313

−HK$584/mo

▼ 0.25% · 3.875%

HK$9,603

−HK$294/mo

Today · 4.125%

HK$9,897

baseline

▲ 0.50% · 4.625%

HK$10,500

+HK$603/mo

Deposit HK$227K · loan HK$2.04M · min. income ≈ HK$19,794/mo (50% DSR)

Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 10/F
Flat: M
Saleable Area: 224 ft²
Gross Area: 242 ft²
Efficiency: 93%
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-04-28	HK$3.28M	+24.7% 3.1y · 8.0%/yr	HK$14,643	HK$13,554
2017-04-20	HK$2.63M	+32.2% 3.1y	HK$11,741	HK$10,868
2014-02-24	HK$1.99M	+80.9%	HK$8,884	HK$8,223
2011-11-03	HK$1.10M	−4.3%	HK$4,911	HK$4,546
1997-11-07	HK$1.15M	+53.3%	HK$5,134	HK$4,752
1996-08-10	HK$750K	—	HK$3,348	HK$3,099