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At today's rate and a 90% mortgage, the deposit on this unit is about HK$208K, with repayments around HK$9,054/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$208K · loan HK$1.87M · min. income ≈ HK$18,108/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- H
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 242 ft²
- Efficiency
- 93%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-18 | HK$3.09M | +149.0% 8.9y · 17.0%/yr |
| 2011-08-10 | HK$1.24M | +47.6% |
| 2010-01-18 | HK$840K | +6.3% |
| 2008-10-13 | HK$790K | +113.5% |
| 2002-10-18 | HK$370K | +12.1% |
| 2002-08-16 | HK$330K | −62.9% |
| 1996-09-07 | HK$890K | +6.0% |
| 1996-01-24 | HK$840K | — |