▼ 0.50% · 3.625%
HK$5,462
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$173/mo
Today · 4.125%
HK$5,804
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$353/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,608/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,076
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,239
−HK$165/mo
Today · 4.125%
HK$6,404
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$338/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,808/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,008
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,195
−HK$190/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,773
+HK$388/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,684
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,863
−HK$182/mo
Today · 4.125%
HK$7,045
baseline
▲ 0.50% · 4.625%
HK$7,416
+HK$371/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,090/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,554
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,758
−HK$207/mo
Today · 4.125%
HK$6,965
baseline
▲ 0.50% · 4.625%
HK$7,389
+HK$424/mo
Deposit HK$958K · loan HK$1.44M · min. income ≈ HK$13,930/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,291
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,487
−HK$198/mo
Today · 4.125%
HK$7,685
baseline
▲ 0.50% · 4.625%
HK$8,090
+HK$405/mo
Deposit HK$958K · loan HK$1.44M · min. income ≈ HK$15,370/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,100
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,321
−HK$224/mo
Today · 4.125%
HK$7,545
baseline
▲ 0.50% · 4.625%
HK$8,004
+HK$459/mo
Deposit HK$838K · loan HK$1.56M · min. income ≈ HK$15,090/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,899
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,111
−HK$215/mo
Today · 4.125%
HK$8,326
baseline
▲ 0.50% · 4.625%
HK$8,764
+HK$438/mo
Deposit HK$838K · loan HK$1.56M · min. income ≈ HK$16,652/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,646
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,884
−HK$242/mo
Today · 4.125%
HK$8,126
baseline
▲ 0.50% · 4.625%
HK$8,620
+HK$494/mo
Deposit HK$719K · loan HK$1.68M · min. income ≈ HK$16,252/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,506
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,735
−HK$231/mo
Today · 4.125%
HK$8,966
baseline
▲ 0.50% · 4.625%
HK$9,439
+HK$473/mo
Deposit HK$719K · loan HK$1.68M · min. income ≈ HK$17,932/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,192
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,447
−HK$259/mo
Today · 4.125%
HK$8,706
baseline
▲ 0.50% · 4.625%
HK$9,236
+HK$530/mo
Deposit HK$599K · loan HK$1.80M · min. income ≈ HK$17,412/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,114
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,358
−HK$248/mo
Today · 4.125%
HK$9,606
baseline
▲ 0.50% · 4.625%
HK$10,113
+HK$507/mo
Deposit HK$599K · loan HK$1.80M · min. income ≈ HK$19,212/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,739
−HK$548/mo
▼ 0.25% · 3.875%
HK$9,010
−HK$277/mo
Today · 4.125%
HK$9,287
baseline
▲ 0.50% · 4.625%
HK$9,852
+HK$565/mo
Deposit HK$479K · loan HK$1.92M · min. income ≈ HK$18,574/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,722
−HK$525/mo
▼ 0.25% · 3.875%
HK$9,982
−HK$265/mo
Today · 4.125%
HK$10,247
baseline
▲ 0.50% · 4.625%
HK$10,787
+HK$540/mo
Deposit HK$479K · loan HK$1.92M · min. income ≈ HK$20,494/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,285
−HK$582/mo
▼ 0.25% · 3.875%
HK$9,574
−HK$293/mo
Today · 4.125%
HK$9,867
baseline
▲ 0.50% · 4.625%
HK$10,467
+HK$600/mo
Deposit HK$359K · loan HK$2.04M · min. income ≈ HK$19,734/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,329
−HK$558/mo
▼ 0.25% · 3.875%
HK$10,606
−HK$281/mo
Today · 4.125%
HK$10,887
baseline
▲ 0.50% · 4.625%
HK$11,461
+HK$574/mo
Deposit HK$359K · loan HK$2.04M · min. income ≈ HK$21,774/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,831
−HK$616/mo
▼ 0.25% · 3.875%
HK$10,137
−HK$310/mo
Today · 4.125%
HK$10,447
baseline
▲ 0.50% · 4.625%
HK$11,083
+HK$636/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,894/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,937
−HK$591/mo
▼ 0.25% · 3.875%
HK$11,230
−HK$298/mo
Today · 4.125%
HK$11,528
baseline
▲ 0.50% · 4.625%
HK$12,135
+HK$607/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,056/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).