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At today's rate and a 90% mortgage, the deposit on this unit is about HK$220K, with repayments around HK$9,610/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,220/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- J
- Saleable Area
- 234 Saleable ft²
- Gross Area
- 249 ft²
- Efficiency
- 94%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-13 | HK$3.30M | +107.5% 6.6y · 16.0%/yr |
| 2012-11-20 | HK$1.59M | +65.6% |
| 2010-07-19 | HK$960K | +28.0% |
| 2008-05-09 | HK$750K | +10.3% |
| 2007-08-15 | HK$680K | +13.3% |
| 2005-12-21 | HK$600K | −45.0% |
| 1997-09-10 | HK$1.09M | +38.0% |
| 1996-08-09 | HK$790K | — |