▼ 0.50% · 3.625%
HK$3,216
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,316
−HK$101/mo
Today · 4.125%
HK$3,417
baseline
▲ 0.50% · 4.625%
HK$3,625
+HK$208/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$6,834/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,577
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,673
−HK$98/mo
Today · 4.125%
HK$3,771
baseline
▲ 0.50% · 4.625%
HK$3,969
+HK$198/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$7,542/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,537
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,647
−HK$112/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$229/mo
Deposit HK$635K · loan HK$776K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$107/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$218/mo
Deposit HK$635K · loan HK$776K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,859
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$122/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,350
+HK$249/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$117/mo
Today · 4.125%
HK$4,525
baseline
▲ 0.50% · 4.625%
HK$4,763
+HK$238/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$9,050/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$133/mo
Today · 4.125%
HK$4,443
baseline
▲ 0.50% · 4.625%
HK$4,713
+HK$270/mo
Deposit HK$494K · loan HK$917K · min. income ≈ HK$8,886/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$127/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$258/mo
Deposit HK$494K · loan HK$917K · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,502
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,642
−HK$142/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,075
+HK$291/mo
Deposit HK$423K · loan HK$987K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$136/mo
Today · 4.125%
HK$5,279
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$278/mo
Deposit HK$423K · loan HK$987K · min. income ≈ HK$10,558/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,824
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,974
−HK$152/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,438
+HK$312/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$146/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$298/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,305
−HK$163/mo
Today · 4.125%
HK$5,468
baseline
▲ 0.50% · 4.625%
HK$5,800
+HK$332/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,936/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$156/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$318/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,467
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,637
−HK$172/mo
Today · 4.125%
HK$5,809
baseline
▲ 0.50% · 4.625%
HK$6,163
+HK$354/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,618/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,082
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,245
−HK$165/mo
Today · 4.125%
HK$6,410
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$338/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,820/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,788
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$183/mo
Today · 4.125%
HK$6,151
baseline
▲ 0.50% · 4.625%
HK$6,525
+HK$374/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,302/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,439
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$175/mo
Today · 4.125%
HK$6,787
baseline
▲ 0.50% · 4.625%
HK$7,145
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,574/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).